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Buying a home in Huntley, Montana

The typical owner-occupied home in Huntley is worth about $233,600, 38% below the Montana median of $375,800 and 30% below the national median of $332,700. Owners pay a median $1,773 a year in property taxes, about 0.76% of their home's value, higher than the Montana rate of 0.72%. The median household earns $94,821 a year, so the median home costs 2.5 times the median income (5.2 times for Montana). 57% of occupied homes here are lived in by their owners, and 87% of those owners still have a mortgage.

Huntley at a glance

Huntley Montana U.S.
Median home value $233,600 $375,800 $332,700
Median property tax paid per year $1,773 $2,693 $3,119
Property tax as a share of value 0.76% 0.72% 0.94%
Median household income $94,821 $72,509 $80,734
Homes lived in by their owners 57% 69% 65%
Owner homes with a mortgage 87% 55% 61%
Median monthly costs, owners with a mortgage $1,863 $1,798 $1,963
Those costs as a share of the owners' income 42.9% 21.9% 21.0%
Median rent – $1,081 $1,413
Median year homes were built 2002 1981 1980
Vacant homes 17.7% 13.2% 10.1%
Population 455 1,116,875 334,922,499

What a typical home costs per month in Huntley

At this week's average 30-year rate of 7.11%, buying the median Huntley home of $233,600 with 20% down costs about $1,502 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,892, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,390 for the 20%-down payment. That payment is 19% of the median Huntley household income of $94,821; at that income and 20% down, the 28% guideline points to a home of about $344,000.

20% down, 30-year conventional loan
Down payment$46,720
Loan amount$186,880
Principal and interest$1,257
Property taxes (0.76% a year)$148
Homeowners insurance (our estimate, 0.5% a year)$97
PMI$0
Total per month$1,502

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3.5% down, 30-year FHA loan
Down payment$8,176
Loan amount$229,369
Principal and interest$1,543
Property taxes (0.76% a year)$148
Homeowners insurance (our estimate, 0.5% a year)$97
FHA mortgage insurance$103
Total per month$1,892

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Questions about home buying in Huntley

What is the median home value in Huntley?

About $233,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Huntley?

Homeowners pay a median $1,773 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Huntley?

For the median home with 20% down at 7.11%, the payment is about $1,502 a month. Keeping that under 28% of gross income takes about $64,390 a year.

More about Huntley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data