The typical owner-occupied home in Clyde Park is worth about $295,800, 21% below the Montana median of $375,800 and 11% below the national median of $332,700. Owners pay a median $1,939 a year in property taxes, about 0.66% of their home's value, lower than the Montana rate of 0.72%. The median household earns $62,917 a year, so the median home costs 4.7 times the median income (5.2 times for Montana). 73% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Clyde Park at a glance
| Clyde Park | Montana | U.S. | |
|---|---|---|---|
| Median home value | $295,800 | $375,800 | $332,700 |
| Median property tax paid per year | $1,939 | $2,693 | $3,119 |
| Property tax as a share of value | 0.66% | 0.72% | 0.94% |
| Median household income | $62,917 | $72,509 | $80,734 |
| Homes lived in by their owners | 73% | 69% | 65% |
| Owner homes with a mortgage | 56% | 55% | 61% |
| Median monthly costs, owners with a mortgage | $1,557 | $1,798 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 21.9% | 21.0% |
| Median rent | $721 | $1,081 | $1,413 |
| Rent as a share of renters' income | 22.0% | 27.8% | 30.6% |
| Median year homes were built | 1981 | 1981 | 1980 |
| Vacant homes | 5.7% | 13.2% | 10.1% |
| Population | 341 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Clyde Park
At this week's average 30-year rate of 7.11%, buying the median Clyde Park home of $295,800 with 20% down costs about $1,878 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,371, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $80,478 for the 20%-down payment. That payment is 36% of the median Clyde Park household income of $62,917; at that income and 20% down, the 28% guideline points to a home of about $231,000.
The median rent here is $721 a month, so owning the median home costs about $1,157 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $59,160 |
|---|---|
| Loan amount | $236,640 |
| Principal and interest | $1,592 |
| Property taxes (0.66% a year) | $163 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| PMI | $0 |
| Total per month | $1,878 |
Change the numbers in the calculator
| Down payment | $10,353 |
|---|---|
| Loan amount | $290,442 |
| Principal and interest | $1,954 |
| Property taxes (0.66% a year) | $163 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| FHA mortgage insurance | $131 |
| Total per month | $2,371 |
Change the numbers in the calculator
Questions about home buying in Clyde Park
What is the median home value in Clyde Park?
About $295,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clyde Park?
Homeowners pay a median $1,939 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clyde Park?
For the median home with 20% down at 7.11%, the payment is about $1,878 a month. Keeping that under 28% of gross income takes about $80,478 a year.
More about Clyde Park
- Mortgage Refinance in Clyde Park
- Debt Relief in Clyde Park
- Home Equity Loans in Clyde Park
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data