The typical owner-occupied home in Vida is worth about $110,800, 71% below the Montana median of $375,800 and 67% below the national median of $332,700. Owners pay a median $266 a year in property taxes, about 0.24% of their home's value, lower than the Montana rate of 0.72%. The median household earns $34,034 a year, so the median home costs 3.3 times the median income (5.2 times for Montana). 100% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.
Vida at a glance
| Vida | Montana | U.S. | |
|---|---|---|---|
| Median home value | $110,800 | $375,800 | $332,700 |
| Median property tax paid per year | $266 | $2,693 | $3,119 |
| Property tax as a share of value | 0.24% | 0.72% | 0.94% |
| Median household income | $34,034 | $72,509 | $80,734 |
| Homes lived in by their owners | 100% | 69% | 65% |
| Owner homes with a mortgage | 12% | 55% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,798 | $1,963 |
| Median rent | – | $1,081 | $1,413 |
| Median year homes were built | 1955 | 1981 | 1980 |
| Vacant homes | 10.4% | 13.2% | 10.1% |
| Population | 83 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Vida
At this week's average 30-year rate of 7.11%, buying the median Vida home of $110,800 with 20% down costs about $665 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $849, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,484 for the 20%-down payment. That payment is 23% of the median Vida household income of $34,034; at that income and 20% down, the 28% guideline points to a home of about $132,000.
| Down payment | $22,160 |
|---|---|
| Loan amount | $88,640 |
| Principal and interest | $596 |
| Property taxes (0.24% a year) | $22 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $665 |
Change the numbers in the calculator
| Down payment | $3,878 |
|---|---|
| Loan amount | $108,793 |
| Principal and interest | $732 |
| Property taxes (0.24% a year) | $22 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $849 |
Change the numbers in the calculator
Questions about home buying in Vida
What is the median home value in Vida?
About $110,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Vida?
Homeowners pay a median $266 a year, which is about 0.24% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Vida?
For the median home with 20% down at 7.11%, the payment is about $665 a month. Keeping that under 28% of gross income takes about $28,484 a year.
More about Vida
- Mortgage Refinance in Vida
- Debt Relief in Vida
- Home Equity Loans in Vida
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data