The typical owner-occupied home in Twin Bridges is worth about $236,800, 37% below the Montana median of $375,800 and 29% below the national median of $332,700. Owners pay a median $1,769 a year in property taxes, about 0.75% of their home's value, close to the Montana rate of 0.72%. The median household earns $57,188 a year, so the median home costs 4.1 times the median income (5.2 times for Montana). 72% of occupied homes here are lived in by their owners, and 9% of those owners still have a mortgage.
Twin Bridges at a glance
| Twin Bridges | Montana | U.S. | |
|---|---|---|---|
| Median home value | $236,800 | $375,800 | $332,700 |
| Median property tax paid per year | $1,769 | $2,693 | $3,119 |
| Property tax as a share of value | 0.75% | 0.72% | 0.94% |
| Median household income | $57,188 | $72,509 | $80,734 |
| Homes lived in by their owners | 72% | 69% | 65% |
| Owner homes with a mortgage | 9% | 55% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,798 | $1,963 |
| Median rent | $981 | $1,081 | $1,413 |
| Rent as a share of renters' income | 45.0% | 27.8% | 30.6% |
| Median year homes were built | 1966 | 1981 | 1980 |
| Vacant homes | 34.5% | 13.2% | 10.1% |
| Population | 201 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Twin Bridges
At this week's average 30-year rate of 7.11%, buying the median Twin Bridges home of $236,800 with 20% down costs about $1,521 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,916, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,187 for the 20%-down payment. That payment is 32% of the median Twin Bridges household income of $57,188; at that income and 20% down, the 28% guideline points to a home of about $208,000.
The median rent here is $981 a month, so owning the median home costs about $540 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,360 |
|---|---|
| Loan amount | $189,440 |
| Principal and interest | $1,274 |
| Property taxes (0.75% a year) | $148 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| PMI | $0 |
| Total per month | $1,521 |
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| Down payment | $8,288 |
|---|---|
| Loan amount | $232,511 |
| Principal and interest | $1,564 |
| Property taxes (0.75% a year) | $148 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| FHA mortgage insurance | $105 |
| Total per month | $1,916 |
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Questions about home buying in Twin Bridges
What is the median home value in Twin Bridges?
About $236,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Twin Bridges?
Homeowners pay a median $1,769 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Twin Bridges?
For the median home with 20% down at 7.11%, the payment is about $1,521 a month. Keeping that under 28% of gross income takes about $65,187 a year.
More about Twin Bridges
- Mortgage Refinance in Twin Bridges
- Debt Relief in Twin Bridges
- Home Equity Loans in Twin Bridges
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data