The typical owner-occupied home in Fortine is worth about $325,900, 13% below the Montana median of $375,800 and about the same as the national median of $332,700. Owners pay a median $1,375 a year in property taxes, about 0.42% of their home's value, lower than the Montana rate of 0.72%. The median household earns $66,402 a year, so the median home costs 4.9 times the median income (5.2 times for Montana). 90% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Fortine at a glance
| Fortine | Montana | U.S. | |
|---|---|---|---|
| Median home value | $325,900 | $375,800 | $332,700 |
| Median property tax paid per year | $1,375 | $2,693 | $3,119 |
| Property tax as a share of value | 0.42% | 0.72% | 0.94% |
| Median household income | $66,402 | $72,509 | $80,734 |
| Homes lived in by their owners | 90% | 69% | 65% |
| Owner homes with a mortgage | 57% | 55% | 61% |
| Median monthly costs, owners with a mortgage | $1,763 | $1,798 | $1,963 |
| Those costs as a share of the owners' income | 14.1% | 21.9% | 21.0% |
| Median rent | – | $1,081 | $1,413 |
| Median year homes were built | 2002 | 1981 | 1980 |
| Vacant homes | 26.0% | 13.2% | 10.1% |
| Population | 351 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Fortine
At this week's average 30-year rate of 7.11%, buying the median Fortine home of $325,900 with 20% down costs about $2,004 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,547, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $85,875 for the 20%-down payment. That payment is 36% of the median Fortine household income of $66,402; at that income and 20% down, the 28% guideline points to a home of about $252,000.
| Down payment | $65,180 |
|---|---|
| Loan amount | $260,720 |
| Principal and interest | $1,754 |
| Property taxes (0.42% a year) | $114 |
| Homeowners insurance (our estimate, 0.5% a year) | $136 |
| PMI | $0 |
| Total per month | $2,004 |
Change the numbers in the calculator
| Down payment | $11,406 |
|---|---|
| Loan amount | $319,997 |
| Principal and interest | $2,153 |
| Property taxes (0.42% a year) | $114 |
| Homeowners insurance (our estimate, 0.5% a year) | $136 |
| FHA mortgage insurance | $144 |
| Total per month | $2,547 |
Change the numbers in the calculator
Questions about home buying in Fortine
What is the median home value in Fortine?
About $325,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fortine?
Homeowners pay a median $1,375 a year, which is about 0.42% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fortine?
For the median home with 20% down at 7.11%, the payment is about $2,004 a month. Keeping that under 28% of gross income takes about $85,875 a year.
More about Fortine
- Mortgage Refinance in Fortine
- Debt Relief in Fortine
- Home Equity Loans in Fortine
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data