The typical owner-occupied home in Rollins is worth about $1,229,200, 3.3 times the Montana median of $375,800 and 3.7 times the national median of $332,700. Owners pay a median $5,542 a year in property taxes, about 0.45% of their home's value, lower than the Montana rate of 0.72%. The median household earns $124,063 a year, so the median home costs 9.9 times the median income (5.2 times for Montana). 96% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Rollins at a glance
| Rollins | Montana | U.S. | |
|---|---|---|---|
| Median home value | $1,229,200 | $375,800 | $332,700 |
| Median property tax paid per year | $5,542 | $2,693 | $3,119 |
| Property tax as a share of value | 0.45% | 0.72% | 0.94% |
| Median household income | $124,063 | $72,509 | $80,734 |
| Homes lived in by their owners | 96% | 69% | 65% |
| Owner homes with a mortgage | 62% | 55% | 61% |
| Median monthly costs, owners with a mortgage | $2,597 | $1,798 | $1,963 |
| Those costs as a share of the owners' income | 19.0% | 21.9% | 21.0% |
| Median rent | – | $1,081 | $1,413 |
| Median year homes were built | 1982 | 1981 | 1980 |
| Vacant homes | 76.3% | 13.2% | 10.1% |
| Population | 115 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Rollins
At this week's average 30-year rate of 7.11%, buying the median Rollins home of $1,229,200 with 20% down costs about $7,588 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $9,834, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $325,211 for the 20%-down payment. That payment is 73% of the median Rollins household income of $124,063; at that income and 20% down, the 28% guideline points to a home of about $469,000.
| Down payment | $245,840 |
|---|---|
| Loan amount | $983,360 |
| Principal and interest | $6,615 |
| Property taxes (0.45% a year) | $461 |
| Homeowners insurance (our estimate, 0.5% a year) | $512 |
| PMI | $0 |
| Total per month | $7,588 |
Change the numbers in the calculator
| Down payment | $43,022 |
|---|---|
| Loan amount | $1,206,936 |
| Principal and interest | $8,119 |
| Property taxes (0.45% a year) | $461 |
| Homeowners insurance (our estimate, 0.5% a year) | $512 |
| FHA mortgage insurance | $741 |
| Total per month | $9,834 |
Change the numbers in the calculator
Questions about home buying in Rollins
What is the median home value in Rollins?
About $1,229,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rollins?
Homeowners pay a median $5,542 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rollins?
For the median home with 20% down at 7.11%, the payment is about $7,588 a month. Keeping that under 28% of gross income takes about $325,211 a year.
More about Rollins
- Mortgage Refinance in Rollins
- Debt Relief in Rollins
- Home Equity Loans in Rollins
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data