The typical owner-occupied home in Geyser is worth about $200,000, 47% below the Montana median of $375,800 and 40% below the national median of $332,700. Owners pay a median $488 a year in property taxes, about 0.24% of their home's value, lower than the Montana rate of 0.72%. The median household earns $61,250 a year, so the median home costs 3.3 times the median income (5.2 times for Montana). 75% of occupied homes here are lived in by their owners, and 7% of those owners still have a mortgage.
Geyser at a glance
| Geyser | Montana | U.S. | |
|---|---|---|---|
| Median home value | $200,000 | $375,800 | $332,700 |
| Median property tax paid per year | $488 | $2,693 | $3,119 |
| Property tax as a share of value | 0.24% | 0.72% | 0.94% |
| Median household income | $61,250 | $72,509 | $80,734 |
| Homes lived in by their owners | 75% | 69% | 65% |
| Owner homes with a mortgage | 7% | 55% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,798 | $1,963 |
| Median rent | $421 | $1,081 | $1,413 |
| Median year homes were built | 1974 | 1981 | 1980 |
| Vacant homes | 14.9% | 13.2% | 10.1% |
| Population | 66 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Geyser
At this week's average 30-year rate of 7.11%, buying the median Geyser home of $200,000 with 20% down costs about $1,200 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,533, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,414 for the 20%-down payment. That payment is 24% of the median Geyser household income of $61,250; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $421 a month, so owning the median home costs about $779 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $40,000 |
|---|---|
| Loan amount | $160,000 |
| Principal and interest | $1,076 |
| Property taxes (0.24% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| PMI | $0 |
| Total per month | $1,200 |
Change the numbers in the calculator
| Down payment | $7,000 |
|---|---|
| Loan amount | $196,378 |
| Principal and interest | $1,321 |
| Property taxes (0.24% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| FHA mortgage insurance | $88 |
| Total per month | $1,533 |
Change the numbers in the calculator
Questions about home buying in Geyser
What is the median home value in Geyser?
About $200,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Geyser?
Homeowners pay a median $488 a year, which is about 0.24% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Geyser?
For the median home with 20% down at 7.11%, the payment is about $1,200 a month. Keeping that under 28% of gross income takes about $51,414 a year.
More about Geyser
- Mortgage Refinance in Geyser
- Debt Relief in Geyser
- Home Equity Loans in Geyser
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data