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Buying a home in Stockett, Montana

The typical owner-occupied home in Stockett is worth about $215,000, 43% below the Montana median of $375,800 and 35% below the national median of $332,700. Owners pay a median $1,352 a year in property taxes, about 0.63% of their home's value, lower than the Montana rate of 0.72%. The median household earns $70,938 a year, so the median home costs 3.0 times the median income (5.2 times for Montana). 86% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

Stockett at a glance

Stockett Montana U.S.
Median home value $215,000 $375,800 $332,700
Median property tax paid per year $1,352 $2,693 $3,119
Property tax as a share of value 0.63% 0.72% 0.94%
Median household income $70,938 $72,509 $80,734
Homes lived in by their owners 86% 69% 65%
Owner homes with a mortgage 65% 55% 61%
Median monthly costs, owners with a mortgage $1,417 $1,798 $1,963
Those costs as a share of the owners' income 24.3% 21.9% 21.0%
Median rent – $1,081 $1,413
Rent as a share of renters' income 25.0% 27.8% 30.6%
Median year homes were built 1953 1981 1980
Vacant homes 0.0% 13.2% 10.1%
Population 155 1,116,875 334,922,499

What a typical home costs per month in Stockett

At this week's average 30-year rate of 7.11%, buying the median Stockett home of $215,000 with 20% down costs about $1,360 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,718, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,265 for the 20%-down payment. That payment is 23% of the median Stockett household income of $70,938; at that income and 20% down, the 28% guideline points to a home of about $262,000.

20% down, 30-year conventional loan
Down payment$43,000
Loan amount$172,000
Principal and interest$1,157
Property taxes (0.63% a year)$113
Homeowners insurance (our estimate, 0.5% a year)$90
PMI$0
Total per month$1,360

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3.5% down, 30-year FHA loan
Down payment$7,525
Loan amount$211,106
Principal and interest$1,420
Property taxes (0.63% a year)$113
Homeowners insurance (our estimate, 0.5% a year)$90
FHA mortgage insurance$95
Total per month$1,718

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Questions about home buying in Stockett

What is the median home value in Stockett?

About $215,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Stockett?

Homeowners pay a median $1,352 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Stockett?

For the median home with 20% down at 7.11%, the payment is about $1,360 a month. Keeping that under 28% of gross income takes about $58,265 a year.

More about Stockett

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data