The typical owner-occupied home in Alzada is worth about $250,000, 33% below the Montana median of $375,800 and 25% below the national median of $332,700. 86% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Alzada at a glance
| Alzada | Montana | U.S. | |
|---|---|---|---|
| Median home value | $250,000 | $375,800 | $332,700 |
| Median property tax paid per year | – | $2,693 | $3,119 |
| Median household income | – | $72,509 | $80,734 |
| Homes lived in by their owners | 86% | 69% | 65% |
| Owner homes with a mortgage | 17% | 55% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,798 | $1,963 |
| Median rent | – | $1,081 | $1,413 |
| Median year homes were built | 1975 | 1981 | 1980 |
| Vacant homes | 22.2% | 13.2% | 10.1% |
| Population | 13 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Alzada
At this week's average 30-year rate of 7.11%, buying the median Alzada home of $250,000 with 20% down costs about $1,679 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,095, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $71,946 for the 20%-down payment.
| Down payment | $50,000 |
|---|---|
| Loan amount | $200,000 |
| Principal and interest | $1,345 |
| Property taxes (1.10% a year) | $229 |
| Homeowners insurance (our estimate, 0.5% a year) | $104 |
| PMI | $0 |
| Total per month | $1,679 |
Change the numbers in the calculator
| Down payment | $8,750 |
|---|---|
| Loan amount | $245,472 |
| Principal and interest | $1,651 |
| Property taxes (1.10% a year) | $229 |
| Homeowners insurance (our estimate, 0.5% a year) | $104 |
| FHA mortgage insurance | $111 |
| Total per month | $2,095 |
Change the numbers in the calculator
Questions about home buying in Alzada
What is the median home value in Alzada?
About $250,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Alzada?
For the median home with 20% down at 7.11%, the payment is about $1,679 a month. Keeping that under 28% of gross income takes about $71,946 a year.
More about Alzada
- Mortgage Refinance in Alzada
- Debt Relief in Alzada
- Home Equity Loans in Alzada
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data