The typical owner-occupied home in Marine On Saint Croix is worth about $470,100, 43% above the Minnesota median of $329,300 and 41% above the national median of $332,700. Owners pay a median $4,559 a year in property taxes, about 0.97% of their home's value, close to the Minnesota rate of 1.02%. The median household earns $126,250 a year, so the median home costs 3.7 times the median income (3.7 times for Minnesota). 94% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.
Marine On Saint Croix at a glance
| Marine On Saint Croix | Minnesota | U.S. | |
|---|---|---|---|
| Median home value | $470,100 | $329,300 | $332,700 |
| Median property tax paid per year | $4,559 | $3,357 | $3,119 |
| Property tax as a share of value | 0.97% | 1.02% | 0.94% |
| Median household income | $126,250 | $89,062 | $80,734 |
| Homes lived in by their owners | 94% | 72% | 65% |
| Owner homes with a mortgage | 58% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $2,484 | $1,947 | $1,963 |
| Those costs as a share of the owners' income | 22.9% | 19.7% | 21.0% |
| Median rent | $2,250 | $1,280 | $1,413 |
| Rent as a share of renters' income | 30.9% | 29.2% | 30.6% |
| Median year homes were built | 1962 | 1979 | 1980 |
| Vacant homes | 4.7% | 9.3% | 10.1% |
| Population | 740 | 5,739,445 | 334,922,499 |
What a typical home costs per month in Marine On Saint Croix
At this week's average 30-year rate of 7.11%, buying the median Marine On Saint Croix home of $470,100 with 20% down costs about $3,106 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,889, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $133,105 for the 20%-down payment. That payment is 30% of the median Marine On Saint Croix household income of $126,250; at that income and 20% down, the 28% guideline points to a home of about $446,000.
The median rent here is $2,250 a month, so owning the median home costs about $856 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $94,020 |
|---|---|
| Loan amount | $376,080 |
| Principal and interest | $2,530 |
| Property taxes (0.97% a year) | $380 |
| Homeowners insurance (our estimate, 0.5% a year) | $196 |
| PMI | $0 |
| Total per month | $3,106 |
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| Down payment | $16,454 |
|---|---|
| Loan amount | $461,585 |
| Principal and interest | $3,105 |
| Property taxes (0.97% a year) | $380 |
| Homeowners insurance (our estimate, 0.5% a year) | $196 |
| FHA mortgage insurance | $208 |
| Total per month | $3,889 |
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Questions about home buying in Marine On Saint Croix
What is the median home value in Marine On Saint Croix?
About $470,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Marine On Saint Croix?
Homeowners pay a median $4,559 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Marine On Saint Croix?
For the median home with 20% down at 7.11%, the payment is about $3,106 a month. Keeping that under 28% of gross income takes about $133,105 a year.
More about Marine On Saint Croix
- Mortgage Refinance in Marine On Saint Croix
- Debt Relief in Marine On Saint Croix
- Home Equity Loans in Marine On Saint Croix
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data