The typical owner-occupied home in Villard is worth about $152,400, 54% below the Minnesota median of $329,300 and 54% below the national median of $332,700. Owners pay a median $1,346 a year in property taxes, about 0.88% of their home's value, lower than the Minnesota rate of 1.02%. The median household earns $56,000 a year, so the median home costs 2.7 times the median income (3.7 times for Minnesota). 87% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Villard at a glance
| Villard | Minnesota | U.S. | |
|---|---|---|---|
| Median home value | $152,400 | $329,300 | $332,700 |
| Median property tax paid per year | $1,346 | $3,357 | $3,119 |
| Property tax as a share of value | 0.88% | 1.02% | 0.94% |
| Median household income | $56,000 | $89,062 | $80,734 |
| Homes lived in by their owners | 87% | 72% | 65% |
| Owner homes with a mortgage | 49% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,161 | $1,947 | $1,963 |
| Those costs as a share of the owners' income | 20.3% | 19.7% | 21.0% |
| Median rent | $1,097 | $1,280 | $1,413 |
| Rent as a share of renters' income | 24.6% | 29.2% | 30.6% |
| Median year homes were built | 1970 | 1979 | 1980 |
| Vacant homes | 13.0% | 9.3% | 10.1% |
| Population | 236 | 5,739,445 | 334,922,499 |
What a typical home costs per month in Villard
At this week's average 30-year rate of 7.11%, buying the median Villard home of $152,400 with 20% down costs about $995 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,249, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,661 for the 20%-down payment. That payment is 21% of the median Villard household income of $56,000; at that income and 20% down, the 28% guideline points to a home of about $200,000.
The median rent here is $1,097 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $30,480 |
|---|---|
| Loan amount | $121,920 |
| Principal and interest | $820 |
| Property taxes (0.88% a year) | $112 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $995 |
Change the numbers in the calculator
| Down payment | $5,334 |
|---|---|
| Loan amount | $149,640 |
| Principal and interest | $1,007 |
| Property taxes (0.88% a year) | $112 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $67 |
| Total per month | $1,249 |
Change the numbers in the calculator
Questions about home buying in Villard
What is the median home value in Villard?
About $152,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Villard?
Homeowners pay a median $1,346 a year, which is about 0.88% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Villard?
For the median home with 20% down at 7.11%, the payment is about $995 a month. Keeping that under 28% of gross income takes about $42,661 a year.
More about Villard
- Mortgage Refinance in Villard
- Debt Relief in Villard
- Home Equity Loans in Villard
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data