The typical owner-occupied home in Saint Hilaire is worth about $179,500, 45% below the Minnesota median of $329,300 and 46% below the national median of $332,700. Owners pay a median $2,276 a year in property taxes, about 1.27% of their home's value, higher than the Minnesota rate of 1.02%. The median household earns $75,000 a year, so the median home costs 2.4 times the median income (3.7 times for Minnesota). 83% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Saint Hilaire at a glance
| Saint Hilaire | Minnesota | U.S. | |
|---|---|---|---|
| Median home value | $179,500 | $329,300 | $332,700 |
| Median property tax paid per year | $2,276 | $3,357 | $3,119 |
| Property tax as a share of value | 1.27% | 1.02% | 0.94% |
| Median household income | $75,000 | $89,062 | $80,734 |
| Homes lived in by their owners | 83% | 72% | 65% |
| Owner homes with a mortgage | 47% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,212 | $1,947 | $1,963 |
| Those costs as a share of the owners' income | 12.9% | 19.7% | 21.0% |
| Median rent | $1,056 | $1,280 | $1,413 |
| Rent as a share of renters' income | 35.0% | 29.2% | 30.6% |
| Median year homes were built | 1973 | 1979 | 1980 |
| Vacant homes | 5.3% | 9.3% | 10.1% |
| Population | 259 | 5,739,445 | 334,922,499 |
What a typical home costs per month in Saint Hilaire
At this week's average 30-year rate of 7.11%, buying the median Saint Hilaire home of $179,500 with 20% down costs about $1,231 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,530, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,747 for the 20%-down payment. That payment is 20% of the median Saint Hilaire household income of $75,000; at that income and 20% down, the 28% guideline points to a home of about $255,000.
The median rent here is $1,056 a month, so owning the median home costs about $175 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $35,900 |
|---|---|
| Loan amount | $143,600 |
| Principal and interest | $966 |
| Property taxes (1.27% a year) | $190 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,231 |
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| Down payment | $6,282 |
|---|---|
| Loan amount | $176,249 |
| Principal and interest | $1,186 |
| Property taxes (1.27% a year) | $190 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $79 |
| Total per month | $1,530 |
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Questions about home buying in Saint Hilaire
What is the median home value in Saint Hilaire?
About $179,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint Hilaire?
Homeowners pay a median $2,276 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint Hilaire?
For the median home with 20% down at 7.11%, the payment is about $1,231 a month. Keeping that under 28% of gross income takes about $52,747 a year.
More about Saint Hilaire
- Mortgage Refinance in Saint Hilaire
- Debt Relief in Saint Hilaire
- Home Equity Loans in Saint Hilaire
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data