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Buying a home in Clitherall, Minnesota

The typical owner-occupied home in Clitherall is worth about $78,100, 76% below the Minnesota median of $329,300 and 77% below the national median of $332,700. Owners pay a median $447 a year in property taxes, about 0.57% of their home's value, lower than the Minnesota rate of 1.02%. The median household earns $57,750 a year, so the median home costs 1.4 times the median income (3.7 times for Minnesota). 96% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.

Clitherall at a glance

Clitherall Minnesota U.S.
Median home value $78,100 $329,300 $332,700
Median property tax paid per year $447 $3,357 $3,119
Property tax as a share of value 0.57% 1.02% 0.94%
Median household income $57,750 $89,062 $80,734
Homes lived in by their owners 96% 72% 65%
Owner homes with a mortgage 33% 64% 61%
Median monthly costs, owners with a mortgage – $1,947 $1,963
Those costs as a share of the owners' income 35.7% 19.7% 21.0%
Median rent – $1,280 $1,413
Median year homes were built 1938 1979 1980
Vacant homes 19.6% 9.3% 10.1%
Population 111 5,739,445 334,922,499

What a typical home costs per month in Clitherall

At this week's average 30-year rate of 7.11%, buying the median Clitherall home of $78,100 with 20% down costs about $490 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $620, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,998 for the 20%-down payment. That payment is 10% of the median Clitherall household income of $57,750; at that income and 20% down, the 28% guideline points to a home of about $215,000.

20% down, 30-year conventional loan
Down payment$15,620
Loan amount$62,480
Principal and interest$420
Property taxes (0.57% a year)$37
Homeowners insurance (our estimate, 0.5% a year)$33
PMI$0
Total per month$490

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3.5% down, 30-year FHA loan
Down payment$2,734
Loan amount$76,685
Principal and interest$516
Property taxes (0.57% a year)$37
Homeowners insurance (our estimate, 0.5% a year)$33
FHA mortgage insurance$35
Total per month$620

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Questions about home buying in Clitherall

What is the median home value in Clitherall?

About $78,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Clitherall?

Homeowners pay a median $447 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Clitherall?

For the median home with 20% down at 7.11%, the payment is about $490 a month. Keeping that under 28% of gross income takes about $20,998 a year.

More about Clitherall

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data