The typical owner-occupied home in Hartland is worth about $166,900, 49% below the Minnesota median of $329,300 and 50% below the national median of $332,700. Owners pay a median $1,771 a year in property taxes, about 1.06% of their home's value, close to the Minnesota rate of 1.02%. The median household earns $86,250 a year, so the median home costs 1.9 times the median income (3.7 times for Minnesota). 81% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.
Hartland at a glance
| Hartland | Minnesota | U.S. | |
|---|---|---|---|
| Median home value | $166,900 | $329,300 | $332,700 |
| Median property tax paid per year | $1,771 | $3,357 | $3,119 |
| Property tax as a share of value | 1.06% | 1.02% | 0.94% |
| Median household income | $86,250 | $89,062 | $80,734 |
| Homes lived in by their owners | 81% | 72% | 65% |
| Owner homes with a mortgage | 71% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,425 | $1,947 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 19.7% | 21.0% |
| Median rent | $529 | $1,280 | $1,413 |
| Rent as a share of renters' income | 17.5% | 29.2% | 30.6% |
| Median year homes were built | 1960 | 1979 | 1980 |
| Vacant homes | 4.2% | 9.3% | 10.1% |
| Population | 422 | 5,739,445 | 334,922,499 |
What a typical home costs per month in Hartland
At this week's average 30-year rate of 7.11%, buying the median Hartland home of $166,900 with 20% down costs about $1,115 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,393, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,793 for the 20%-down payment. That payment is 16% of the median Hartland household income of $86,250; at that income and 20% down, the 28% guideline points to a home of about $301,000.
The median rent here is $529 a month, so owning the median home costs about $586 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $33,380 |
|---|---|
| Loan amount | $133,520 |
| Principal and interest | $898 |
| Property taxes (1.06% a year) | $147 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,115 |
Change the numbers in the calculator
| Down payment | $5,842 |
|---|---|
| Loan amount | $163,877 |
| Principal and interest | $1,102 |
| Property taxes (1.06% a year) | $147 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $74 |
| Total per month | $1,393 |
Change the numbers in the calculator
Questions about home buying in Hartland
What is the median home value in Hartland?
About $166,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hartland?
Homeowners pay a median $1,771 a year, which is about 1.06% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hartland?
For the median home with 20% down at 7.11%, the payment is about $1,115 a month. Keeping that under 28% of gross income takes about $47,793 a year.
More about Hartland
- Mortgage Refinance in Hartland
- Debt Relief in Hartland
- Home Equity Loans in Hartland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data