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Buying a home in Jonesport, Maine

The typical owner-occupied home in Jonesport is worth about $176,600, 40% below the Maine median of $296,600 and 47% below the national median of $332,700. Owners pay a median $1,845 a year in property taxes, about 1.04% of their home's value, close to the Maine rate of 1.02%. The median household earns $68,750 a year, so the median home costs 2.6 times the median income (4.0 times for Maine). 57% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Jonesport at a glance

Jonesport Maine U.S.
Median home value $176,600 $296,600 $332,700
Median property tax paid per year $1,845 $3,036 $3,119
Property tax as a share of value 1.04% 1.02% 0.94%
Median household income $68,750 $74,733 $80,734
Homes lived in by their owners 57% 74% 65%
Owner homes with a mortgage 37% 58% 61%
Median monthly costs, owners with a mortgage $1,384 $1,729 $1,963
Those costs as a share of the owners' income 21.0% 20.6% 21.0%
Median rent – $1,139 $1,413
Rent as a share of renters' income 28.3% 29.4% 30.6%
Median year homes were built 1938 1977 1980
Vacant homes 24.0% 20.6% 10.1%
Population 571 1,387,817 334,922,499

What a typical home costs per month in Jonesport

At this week's average 30-year rate of 7.11%, buying the median Jonesport home of $176,600 with 20% down costs about $1,177 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,471, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,445 for the 20%-down payment. That payment is 21% of the median Jonesport household income of $68,750; at that income and 20% down, the 28% guideline points to a home of about $241,000.

20% down, 30-year conventional loan
Down payment$35,320
Loan amount$141,280
Principal and interest$950
Property taxes (1.04% a year)$153
Homeowners insurance (our estimate, 0.5% a year)$74
PMI$0
Total per month$1,177

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3.5% down, 30-year FHA loan
Down payment$6,181
Loan amount$173,401
Principal and interest$1,166
Property taxes (1.04% a year)$153
Homeowners insurance (our estimate, 0.5% a year)$74
FHA mortgage insurance$78
Total per month$1,471

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Questions about home buying in Jonesport

What is the median home value in Jonesport?

About $176,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Jonesport?

Homeowners pay a median $1,845 a year, which is about 1.04% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Jonesport?

For the median home with 20% down at 7.11%, the payment is about $1,177 a month. Keeping that under 28% of gross income takes about $50,445 a year.

More about Jonesport

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data