The typical owner-occupied home in Bethel is worth about $379,500, 28% above the Maine median of $296,600 and 14% above the national median of $332,700. Owners pay a median $2,656 a year in property taxes, about 0.70% of their home's value, lower than the Maine rate of 1.02%. 48% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Bethel at a glance
| Bethel | Maine | U.S. | |
|---|---|---|---|
| Median home value | $379,500 | $296,600 | $332,700 |
| Median property tax paid per year | $2,656 | $3,036 | $3,119 |
| Property tax as a share of value | 0.70% | 1.02% | 0.94% |
| Median household income | – | $74,733 | $80,734 |
| Homes lived in by their owners | 48% | 74% | 65% |
| Owner homes with a mortgage | 56% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,668 | $1,729 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 20.6% | 21.0% |
| Median rent | $860 | $1,139 | $1,413 |
| Rent as a share of renters' income | 15.7% | 29.4% | 30.6% |
| Median year homes were built | 1972 | 1977 | 1980 |
| Vacant homes | 48.4% | 20.6% | 10.1% |
| Population | 537 | 1,387,817 | 334,922,499 |
What a typical home costs per month in Bethel
At this week's average 30-year rate of 7.11%, buying the median Bethel home of $379,500 with 20% down costs about $2,422 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,054, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $103,793 for the 20%-down payment.
The median rent here is $860 a month, so owning the median home costs about $1,562 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $75,900 |
|---|---|
| Loan amount | $303,600 |
| Principal and interest | $2,042 |
| Property taxes (0.70% a year) | $221 |
| Homeowners insurance (our estimate, 0.5% a year) | $158 |
| PMI | $0 |
| Total per month | $2,422 |
Change the numbers in the calculator
| Down payment | $13,282 |
|---|---|
| Loan amount | $372,626 |
| Principal and interest | $2,507 |
| Property taxes (0.70% a year) | $221 |
| Homeowners insurance (our estimate, 0.5% a year) | $158 |
| FHA mortgage insurance | $168 |
| Total per month | $3,054 |
Change the numbers in the calculator
Questions about home buying in Bethel
What is the median home value in Bethel?
About $379,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bethel?
Homeowners pay a median $2,656 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bethel?
For the median home with 20% down at 7.11%, the payment is about $2,422 a month. Keeping that under 28% of gross income takes about $103,793 a year.
More about Bethel
- Mortgage Refinance in Bethel
- Debt Relief in Bethel
- Home Equity Loans in Bethel
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data