Home / Home Buying by state / Iowa / Delaware County / Dyersville

Buying a home in Dyersville, Iowa

The typical owner-occupied home in Dyersville is worth about $234,100, 13% above the Iowa median of $208,000 and 30% below the national median of $332,700. Owners pay a median $2,758 a year in property taxes, about 1.18% of their home's value, lower than the Iowa rate of 1.39%. The median household earns $83,559 a year, so the median home costs 2.8 times the median income (2.8 times for Iowa). 80% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Dyersville at a glance

Dyersville Iowa U.S.
Median home value $234,100 $208,000 $332,700
Median property tax paid per year $2,758 $2,897 $3,119
Property tax as a share of value 1.18% 1.39% 0.94%
Median household income $83,559 $75,059 $80,734
Homes lived in by their owners 80% 72% 65%
Owner homes with a mortgage 53% 59% 61%
Median monthly costs, owners with a mortgage $1,659 $1,533 $1,963
Those costs as a share of the owners' income 20.4% 18.7% 21.0%
Median rent $1,091 $972 $1,413
Rent as a share of renters' income 20.0% 27.4% 30.6%
Median year homes were built 1975 1972 1980
Vacant homes 3.2% 8.5% 10.1%
Population 4,423 3,210,507 334,922,499

What a typical home costs per month in Dyersville

At this week's average 30-year rate of 7.11%, buying the median Dyersville home of $234,100 with 20% down costs about $1,588 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,978, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,039 for the 20%-down payment. That payment is 23% of the median Dyersville household income of $83,559; at that income and 20% down, the 28% guideline points to a home of about $287,000.

The median rent here is $1,091 a month, so owning the median home costs about $497 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$46,820
Loan amount$187,280
Principal and interest$1,260
Property taxes (1.18% a year)$230
Homeowners insurance (our estimate, 0.5% a year)$98
PMI$0
Total per month$1,588

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$8,194
Loan amount$229,860
Principal and interest$1,546
Property taxes (1.18% a year)$230
Homeowners insurance (our estimate, 0.5% a year)$98
FHA mortgage insurance$104
Total per month$1,978

Change the numbers in the calculator

Questions about home buying in Dyersville

What is the median home value in Dyersville?

About $234,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dyersville?

Homeowners pay a median $2,758 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dyersville?

For the median home with 20% down at 7.11%, the payment is about $1,588 a month. Keeping that under 28% of gross income takes about $68,039 a year.

More about Dyersville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data