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Buying a home in Donnelly, Idaho

The typical owner-occupied home in Donnelly is worth about $369,200, 12% below the Idaho median of $418,600 and 11% above the national median of $332,700. Owners pay a median $2,083 a year in property taxes, about 0.56% of their home's value, higher than the Idaho rate of 0.49%. 50% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.

Donnelly at a glance

Donnelly Idaho U.S.
Median home value $369,200 $418,600 $332,700
Median property tax paid per year $2,083 $2,038 $3,119
Property tax as a share of value 0.56% 0.49% 0.94%
Median household income – $77,800 $80,734
Homes lived in by their owners 50% 72% 65%
Owner homes with a mortgage 85% 62% 61%
Median monthly costs, owners with a mortgage $1,328 $1,687 $1,963
Those costs as a share of the owners' income 17.1% 20.7% 21.0%
Median rent $950 $1,238 $1,413
Rent as a share of renters' income 33.1% 28.7% 30.6%
Median year homes were built 1992 1991 1980
Vacant homes 61.5% 10.3% 10.1%
Population 195 1,934,262 334,922,499

What a typical home costs per month in Donnelly

At this week's average 30-year rate of 7.11%, buying the median Donnelly home of $369,200 with 20% down costs about $2,313 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,928, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $99,130 for the 20%-down payment.

The median rent here is $950 a month, so owning the median home costs about $1,363 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$73,840
Loan amount$295,360
Principal and interest$1,987
Property taxes (0.56% a year)$172
Homeowners insurance (our estimate, 0.5% a year)$154
PMI$0
Total per month$2,313

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3.5% down, 30-year FHA loan
Down payment$12,922
Loan amount$362,513
Principal and interest$2,439
Property taxes (0.56% a year)$172
Homeowners insurance (our estimate, 0.5% a year)$154
FHA mortgage insurance$163
Total per month$2,928

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Questions about home buying in Donnelly

What is the median home value in Donnelly?

About $369,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Donnelly?

Homeowners pay a median $2,083 a year, which is about 0.56% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Donnelly?

For the median home with 20% down at 7.11%, the payment is about $2,313 a month. Keeping that under 28% of gross income takes about $99,130 a year.

More about Donnelly

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data