The typical owner-occupied home in Victor is worth about $617,300, 47% above the Idaho median of $418,600 and 86% above the national median of $332,700. Owners pay a median $2,283 a year in property taxes, about 0.37% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $77,267 a year, so the median home costs 8.0 times the median income (5.4 times for Idaho). 65% of occupied homes here are lived in by their owners, and 82% of those owners still have a mortgage.
Victor at a glance
| Victor | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $617,300 | $418,600 | $332,700 |
| Median property tax paid per year | $2,283 | $2,038 | $3,119 |
| Property tax as a share of value | 0.37% | 0.49% | 0.94% |
| Median household income | $77,267 | $77,800 | $80,734 |
| Homes lived in by their owners | 65% | 72% | 65% |
| Owner homes with a mortgage | 82% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,830 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 30.6% | 20.7% | 21.0% |
| Median rent | $1,405 | $1,238 | $1,413 |
| Rent as a share of renters' income | 23.4% | 28.7% | 30.6% |
| Median year homes were built | 2002 | 1991 | 1980 |
| Vacant homes | 13.0% | 10.3% | 10.1% |
| Population | 3,067 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Victor
At this week's average 30-year rate of 7.11%, buying the median Victor home of $617,300 with 20% down costs about $3,770 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,798, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $161,556 for the 20%-down payment. That payment is 59% of the median Victor household income of $77,267; at that income and 20% down, the 28% guideline points to a home of about $295,000.
The median rent here is $1,405 a month, so owning the median home costs about $2,365 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $123,460 |
|---|---|
| Loan amount | $493,840 |
| Principal and interest | $3,322 |
| Property taxes (0.37% a year) | $190 |
| Homeowners insurance (our estimate, 0.5% a year) | $257 |
| PMI | $0 |
| Total per month | $3,770 |
Change the numbers in the calculator
| Down payment | $21,606 |
|---|---|
| Loan amount | $606,119 |
| Principal and interest | $4,077 |
| Property taxes (0.37% a year) | $190 |
| Homeowners insurance (our estimate, 0.5% a year) | $257 |
| FHA mortgage insurance | $273 |
| Total per month | $4,798 |
Change the numbers in the calculator
Questions about home buying in Victor
What is the median home value in Victor?
About $617,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Victor?
Homeowners pay a median $2,283 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Victor?
For the median home with 20% down at 7.11%, the payment is about $3,770 a month. Keeping that under 28% of gross income takes about $161,556 a year.
More about Victor
- Mortgage Refinance in Victor
- Debt Relief in Victor
- Home Equity Loans in Victor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data