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Buying a home in Greenleaf, Idaho

The typical owner-occupied home in Greenleaf is worth about $363,700, 13% below the Idaho median of $418,600 and 9% above the national median of $332,700. Owners pay a median $1,715 a year in property taxes, about 0.47% of their home's value, close to the Idaho rate of 0.49%. The median household earns $69,141 a year, so the median home costs 5.3 times the median income (5.4 times for Idaho). 75% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

Greenleaf at a glance

Greenleaf Idaho U.S.
Median home value $363,700 $418,600 $332,700
Median property tax paid per year $1,715 $2,038 $3,119
Property tax as a share of value 0.47% 0.49% 0.94%
Median household income $69,141 $77,800 $80,734
Homes lived in by their owners 75% 72% 65%
Owner homes with a mortgage 65% 62% 61%
Median monthly costs, owners with a mortgage $1,473 $1,687 $1,963
Those costs as a share of the owners' income 25.4% 20.7% 21.0%
Median rent – $1,238 $1,413
Rent as a share of renters' income 41.0% 28.7% 30.6%
Median year homes were built 1979 1991 1980
Vacant homes 1.3% 10.3% 10.1%
Population 1,482 1,934,262 334,922,499

What a typical home costs per month in Greenleaf

At this week's average 30-year rate of 7.11%, buying the median Greenleaf home of $363,700 with 20% down costs about $2,251 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,857, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $96,484 for the 20%-down payment. That payment is 39% of the median Greenleaf household income of $69,141; at that income and 20% down, the 28% guideline points to a home of about $261,000.

20% down, 30-year conventional loan
Down payment$72,740
Loan amount$290,960
Principal and interest$1,957
Property taxes (0.47% a year)$142
Homeowners insurance (our estimate, 0.5% a year)$152
PMI$0
Total per month$2,251

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3.5% down, 30-year FHA loan
Down payment$12,730
Loan amount$357,112
Principal and interest$2,402
Property taxes (0.47% a year)$142
Homeowners insurance (our estimate, 0.5% a year)$152
FHA mortgage insurance$161
Total per month$2,857

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Questions about home buying in Greenleaf

What is the median home value in Greenleaf?

About $363,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Greenleaf?

Homeowners pay a median $1,715 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Greenleaf?

For the median home with 20% down at 7.11%, the payment is about $2,251 a month. Keeping that under 28% of gross income takes about $96,484 a year.

More about Greenleaf

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data