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Buying a home in Moore, Idaho

The typical owner-occupied home in Moore is worth about $232,700, 44% below the Idaho median of $418,600 and 30% below the national median of $332,700. Owners pay a median $927 a year in property taxes, about 0.40% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $70,625 a year, so the median home costs 3.3 times the median income (5.4 times for Idaho). 100% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.

Moore at a glance

Moore Idaho U.S.
Median home value $232,700 $418,600 $332,700
Median property tax paid per year $927 $2,038 $3,119
Property tax as a share of value 0.40% 0.49% 0.94%
Median household income $70,625 $77,800 $80,734
Homes lived in by their owners 100% 72% 65%
Owner homes with a mortgage 38% 62% 61%
Median monthly costs, owners with a mortgage $1,071 $1,687 $1,963
Those costs as a share of the owners' income 13.3% 20.7% 21.0%
Median rent – $1,238 $1,413
Median year homes were built 1969 1991 1980
Vacant homes 31.0% 10.3% 10.1%
Population 228 1,934,262 334,922,499

What a typical home costs per month in Moore

At this week's average 30-year rate of 7.11%, buying the median Moore home of $232,700 with 20% down costs about $1,427 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,814, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,150 for the 20%-down payment. That payment is 24% of the median Moore household income of $70,625; at that income and 20% down, the 28% guideline points to a home of about $269,000.

20% down, 30-year conventional loan
Down payment$46,540
Loan amount$186,160
Principal and interest$1,252
Property taxes (0.40% a year)$78
Homeowners insurance (our estimate, 0.5% a year)$97
PMI$0
Total per month$1,427

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3.5% down, 30-year FHA loan
Down payment$8,144
Loan amount$228,485
Principal and interest$1,537
Property taxes (0.40% a year)$78
Homeowners insurance (our estimate, 0.5% a year)$97
FHA mortgage insurance$103
Total per month$1,814

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Questions about home buying in Moore

What is the median home value in Moore?

About $232,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Moore?

Homeowners pay a median $927 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Moore?

For the median home with 20% down at 7.11%, the payment is about $1,427 a month. Keeping that under 28% of gross income takes about $61,150 a year.

More about Moore

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data