The typical owner-occupied home in Ucon is worth about $340,900, 19% below the Idaho median of $418,600 and about the same as the national median of $332,700. Owners pay a median $1,445 a year in property taxes, about 0.42% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $89,079 a year, so the median home costs 3.8 times the median income (5.4 times for Idaho). 93% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
Ucon at a glance
| Ucon | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $340,900 | $418,600 | $332,700 |
| Median property tax paid per year | $1,445 | $2,038 | $3,119 |
| Property tax as a share of value | 0.42% | 0.49% | 0.94% |
| Median household income | $89,079 | $77,800 | $80,734 |
| Homes lived in by their owners | 93% | 72% | 65% |
| Owner homes with a mortgage | 77% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,429 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 20.0% | 20.7% | 21.0% |
| Median rent | $969 | $1,238 | $1,413 |
| Rent as a share of renters' income | 19.7% | 28.7% | 30.6% |
| Median year homes were built | 1976 | 1991 | 1980 |
| Vacant homes | 8.2% | 10.3% | 10.1% |
| Population | 1,606 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Ucon
At this week's average 30-year rate of 7.11%, buying the median Ucon home of $340,900 with 20% down costs about $2,096 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,664, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,827 for the 20%-down payment. That payment is 28% of the median Ucon household income of $89,079; at that income and 20% down, the 28% guideline points to a home of about $338,000.
The median rent here is $969 a month, so owning the median home costs about $1,127 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $68,180 |
|---|---|
| Loan amount | $272,720 |
| Principal and interest | $1,835 |
| Property taxes (0.42% a year) | $119 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| PMI | $0 |
| Total per month | $2,096 |
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| Down payment | $11,932 |
|---|---|
| Loan amount | $334,725 |
| Principal and interest | $2,252 |
| Property taxes (0.42% a year) | $119 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| FHA mortgage insurance | $151 |
| Total per month | $2,664 |
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Questions about home buying in Ucon
What is the median home value in Ucon?
About $340,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ucon?
Homeowners pay a median $1,445 a year, which is about 0.42% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ucon?
For the median home with 20% down at 7.11%, the payment is about $2,096 a month. Keeping that under 28% of gross income takes about $89,827 a year.
More about Ucon
- Mortgage Refinance in Ucon
- Debt Relief in Ucon
- Home Equity Loans in Ucon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data