The typical owner-occupied home in Firth is worth about $235,400, 44% below the Idaho median of $418,600 and 29% below the national median of $332,700. Owners pay a median $1,236 a year in property taxes, about 0.53% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $56,250 a year, so the median home costs 4.2 times the median income (5.4 times for Idaho). 61% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Firth at a glance
| Firth | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $235,400 | $418,600 | $332,700 |
| Median property tax paid per year | $1,236 | $2,038 | $3,119 |
| Property tax as a share of value | 0.53% | 0.49% | 0.94% |
| Median household income | $56,250 | $77,800 | $80,734 |
| Homes lived in by their owners | 61% | 72% | 65% |
| Owner homes with a mortgage | 62% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,350 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 20.7% | 21.0% |
| Median rent | $775 | $1,238 | $1,413 |
| Rent as a share of renters' income | 35.5% | 28.7% | 30.6% |
| Median year homes were built | 1971 | 1991 | 1980 |
| Vacant homes | 2.6% | 10.3% | 10.1% |
| Population | 429 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Firth
At this week's average 30-year rate of 7.11%, buying the median Firth home of $235,400 with 20% down costs about $1,469 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,861, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,952 for the 20%-down payment. That payment is 31% of the median Firth household income of $56,250; at that income and 20% down, the 28% guideline points to a home of about $210,000.
The median rent here is $775 a month, so owning the median home costs about $694 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,080 |
|---|---|
| Loan amount | $188,320 |
| Principal and interest | $1,267 |
| Property taxes (0.53% a year) | $104 |
| Homeowners insurance (our estimate, 0.5% a year) | $98 |
| PMI | $0 |
| Total per month | $1,469 |
Change the numbers in the calculator
| Down payment | $8,239 |
|---|---|
| Loan amount | $231,136 |
| Principal and interest | $1,555 |
| Property taxes (0.53% a year) | $104 |
| Homeowners insurance (our estimate, 0.5% a year) | $98 |
| FHA mortgage insurance | $104 |
| Total per month | $1,861 |
Change the numbers in the calculator
Questions about home buying in Firth
What is the median home value in Firth?
About $235,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Firth?
Homeowners pay a median $1,236 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Firth?
For the median home with 20% down at 7.11%, the payment is about $1,469 a month. Keeping that under 28% of gross income takes about $62,952 a year.
More about Firth
- Mortgage Refinance in Firth
- Debt Relief in Firth
- Home Equity Loans in Firth
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data