The typical owner-occupied home in Saint Maries is worth about $236,300, 44% below the Idaho median of $418,600 and 29% below the national median of $332,700. Owners pay a median $1,374 a year in property taxes, about 0.58% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $60,458 a year, so the median home costs 3.9 times the median income (5.4 times for Idaho). 62% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.
Saint Maries at a glance
| Saint Maries | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $236,300 | $418,600 | $332,700 |
| Median property tax paid per year | $1,374 | $2,038 | $3,119 |
| Property tax as a share of value | 0.58% | 0.49% | 0.94% |
| Median household income | $60,458 | $77,800 | $80,734 |
| Homes lived in by their owners | 62% | 72% | 65% |
| Owner homes with a mortgage | 70% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,254 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 20.7% | 21.0% |
| Median rent | $871 | $1,238 | $1,413 |
| Rent as a share of renters' income | 28.3% | 28.7% | 30.6% |
| Median year homes were built | 1963 | 1991 | 1980 |
| Vacant homes | 3.4% | 10.3% | 10.1% |
| Population | 2,915 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Saint Maries
At this week's average 30-year rate of 7.11%, buying the median Saint Maries home of $236,300 with 20% down costs about $1,484 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,878, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,615 for the 20%-down payment. That payment is 29% of the median Saint Maries household income of $60,458; at that income and 20% down, the 28% guideline points to a home of about $225,000.
The median rent here is $871 a month, so owning the median home costs about $613 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,260 |
|---|---|
| Loan amount | $189,040 |
| Principal and interest | $1,272 |
| Property taxes (0.58% a year) | $114 |
| Homeowners insurance (our estimate, 0.5% a year) | $98 |
| PMI | $0 |
| Total per month | $1,484 |
Change the numbers in the calculator
| Down payment | $8,270 |
|---|---|
| Loan amount | $232,020 |
| Principal and interest | $1,561 |
| Property taxes (0.58% a year) | $114 |
| Homeowners insurance (our estimate, 0.5% a year) | $98 |
| FHA mortgage insurance | $105 |
| Total per month | $1,878 |
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Questions about home buying in Saint Maries
What is the median home value in Saint Maries?
About $236,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint Maries?
Homeowners pay a median $1,374 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint Maries?
For the median home with 20% down at 7.11%, the payment is about $1,484 a month. Keeping that under 28% of gross income takes about $63,615 a year.
More about Saint Maries
- Mortgage Refinance in Saint Maries
- Debt Relief in Saint Maries
- Home Equity Loans in Saint Maries
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data