The typical owner-occupied home in Delta Junction is worth about $281,900, 20% below the Alaska median of $352,900 and 15% below the national median of $332,700. Owners pay a median $4,833 a year in property taxes, about 1.71% of their home's value, higher than the Alaska rate of 1.11%. The median household earns $84,271 a year, so the median home costs 3.3 times the median income (3.8 times for Alaska). 73% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Delta Junction at a glance
| Delta Junction | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $281,900 | $352,900 | $332,700 |
| Median property tax paid per year | $4,833 | $3,901 | $3,119 |
| Property tax as a share of value | 1.71% | 1.11% | 0.94% |
| Median household income | $84,271 | $92,788 | $80,734 |
| Homes lived in by their owners | 73% | 67% | 65% |
| Owner homes with a mortgage | 56% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,899 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 26.7% | 21.6% | 21.0% |
| Median rent | $1,186 | $1,419 | $1,413 |
| Rent as a share of renters' income | 23.8% | 27.7% | 30.6% |
| Median year homes were built | 1985 | 1986 | 1980 |
| Vacant homes | 19.6% | 17.6% | 10.1% |
| Population | 1,217 | 735,706 | 334,922,499 |
What a typical home costs per month in Delta Junction
At this week's average 30-year rate of 7.11%, buying the median Delta Junction home of $281,900 with 20% down costs about $2,036 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,506, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $87,268 for the 20%-down payment. That payment is 29% of the median Delta Junction household income of $84,271; at that income and 20% down, the 28% guideline points to a home of about $272,000.
The median rent here is $1,186 a month, so owning the median home costs about $850 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $56,380 |
|---|---|
| Loan amount | $225,520 |
| Principal and interest | $1,517 |
| Property taxes (1.71% a year) | $402 |
| Homeowners insurance (our estimate, 0.5% a year) | $117 |
| PMI | $0 |
| Total per month | $2,036 |
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| Down payment | $9,866 |
|---|---|
| Loan amount | $276,794 |
| Principal and interest | $1,862 |
| Property taxes (1.71% a year) | $402 |
| Homeowners insurance (our estimate, 0.5% a year) | $117 |
| FHA mortgage insurance | $125 |
| Total per month | $2,506 |
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Questions about home buying in Delta Junction
What is the median home value in Delta Junction?
About $281,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Delta Junction?
Homeowners pay a median $4,833 a year, which is about 1.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Delta Junction?
For the median home with 20% down at 7.11%, the payment is about $2,036 a month. Keeping that under 28% of gross income takes about $87,268 a year.
More about Delta Junction
- Mortgage Refinance in Delta Junction
- Debt Relief in Delta Junction
- Home Equity Loans in Delta Junction
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data