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Buying a home in Hydaburg, Alaska

The typical owner-occupied home in Hydaburg is worth about $105,900, 70% below the Alaska median of $352,900 and 68% below the national median of $332,700. The median household earns $46,875 a year, so the median home costs 2.3 times the median income (3.8 times for Alaska). 68% of occupied homes here are lived in by their owners, and 3% of those owners still have a mortgage.

Hydaburg at a glance

Hydaburg Alaska U.S.
Median home value $105,900 $352,900 $332,700
Median property tax paid per year – $3,901 $3,119
Median household income $46,875 $92,788 $80,734
Homes lived in by their owners 68% 67% 65%
Owner homes with a mortgage 3% 60% 61%
Median monthly costs, owners with a mortgage – $2,229 $1,963
Median rent $669 $1,419 $1,413
Rent as a share of renters' income 12.9% 27.7% 30.6%
Median year homes were built 1989 1986 1980
Vacant homes 21.1% 17.6% 10.1%
Population 375 735,706 334,922,499

What a typical home costs per month in Hydaburg

At this week's average 30-year rate of 7.11%, buying the median Hydaburg home of $105,900 with 20% down costs about $711 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $888, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,477 for the 20%-down payment. That payment is 18% of the median Hydaburg household income of $46,875; at that income and 20% down, the 28% guideline points to a home of about $163,000.

The median rent here is $669 a month, so owning the median home costs about $42 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$21,180
Loan amount$84,720
Principal and interest$570
Property taxes (1.10% a year)$97
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$711

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3.5% down, 30-year FHA loan
Down payment$3,706
Loan amount$103,982
Principal and interest$699
Property taxes (1.10% a year)$97
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$47
Total per month$888

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Questions about home buying in Hydaburg

What is the median home value in Hydaburg?

About $105,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Hydaburg?

For the median home with 20% down at 7.11%, the payment is about $711 a month. Keeping that under 28% of gross income takes about $30,477 a year.

More about Hydaburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data