The typical owner-occupied home in Kiana is worth about $192,500, 45% below the Alaska median of $352,900 and 42% below the national median of $332,700. The median household earns $68,333 a year, so the median home costs 2.8 times the median income (3.8 times for Alaska). 72% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Kiana at a glance
| Kiana | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $192,500 | $352,900 | $332,700 |
| Median property tax paid per year | – | $3,901 | $3,119 |
| Median household income | $68,333 | $92,788 | $80,734 |
| Homes lived in by their owners | 72% | 67% | 65% |
| Owner homes with a mortgage | 43% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,097 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 23.1% | 21.6% | 21.0% |
| Median rent | – | $1,419 | $1,413 |
| Median year homes were built | 1992 | 1986 | 1980 |
| Vacant homes | 28.7% | 17.6% | 10.1% |
| Population | 437 | 735,706 | 334,922,499 |
What a typical home costs per month in Kiana
At this week's average 30-year rate of 7.11%, buying the median Kiana home of $192,500 with 20% down costs about $1,293 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,613, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $55,399 for the 20%-down payment. That payment is 23% of the median Kiana household income of $68,333; at that income and 20% down, the 28% guideline points to a home of about $237,000.
| Down payment | $38,500 |
|---|---|
| Loan amount | $154,000 |
| Principal and interest | $1,036 |
| Property taxes (1.10% a year) | $176 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| PMI | $0 |
| Total per month | $1,293 |
Change the numbers in the calculator
| Down payment | $6,738 |
|---|---|
| Loan amount | $189,013 |
| Principal and interest | $1,272 |
| Property taxes (1.10% a year) | $176 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| FHA mortgage insurance | $85 |
| Total per month | $1,613 |
Change the numbers in the calculator
Questions about home buying in Kiana
What is the median home value in Kiana?
About $192,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Kiana?
For the median home with 20% down at 7.11%, the payment is about $1,293 a month. Keeping that under 28% of gross income takes about $55,399 a year.
More about Kiana
- Mortgage Refinance in Kiana
- Debt Relief in Kiana
- Home Equity Loans in Kiana
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data