The typical owner-occupied home in Togiak is worth about $95,000, 73% below the Alaska median of $352,900 and 71% below the national median of $332,700. The median household earns $57,083 a year, so the median home costs 1.7 times the median income (3.8 times for Alaska). 58% of occupied homes here are lived in by their owners, and 3% of those owners still have a mortgage.
Togiak at a glance
| Togiak | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $95,000 | $352,900 | $332,700 |
| Median property tax paid per year | – | $3,901 | $3,119 |
| Median household income | $57,083 | $92,788 | $80,734 |
| Homes lived in by their owners | 58% | 67% | 65% |
| Owner homes with a mortgage | 3% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,229 | $1,963 |
| Median rent | $873 | $1,419 | $1,413 |
| Rent as a share of renters' income | 18.9% | 27.7% | 30.6% |
| Median year homes were built | 1986 | 1986 | 1980 |
| Vacant homes | 17.8% | 17.6% | 10.1% |
| Population | 963 | 735,706 | 334,922,499 |
What a typical home costs per month in Togiak
At this week's average 30-year rate of 7.11%, buying the median Togiak home of $95,000 with 20% down costs about $638 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $796, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,340 for the 20%-down payment. That payment is 13% of the median Togiak household income of $57,083; at that income and 20% down, the 28% guideline points to a home of about $198,000.
The median rent here is $873 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,000 |
|---|---|
| Loan amount | $76,000 |
| Principal and interest | $511 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $638 |
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| Down payment | $3,325 |
|---|---|
| Loan amount | $93,279 |
| Principal and interest | $628 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $796 |
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Questions about home buying in Togiak
What is the median home value in Togiak?
About $95,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Togiak?
For the median home with 20% down at 7.11%, the payment is about $638 a month. Keeping that under 28% of gross income takes about $27,340 a year.
More about Togiak
- Mortgage Refinance in Togiak
- Debt Relief in Togiak
- Home Equity Loans in Togiak
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data