The typical owner-occupied home in Healy is worth about $309,200, 12% below the Alaska median of $352,900 and 7% below the national median of $332,700. Owners pay a median $5,089 a year in property taxes, about 1.65% of their home's value, higher than the Alaska rate of 1.11%. The median household earns $125,000 a year, so the median home costs 2.5 times the median income (3.8 times for Alaska). 79% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Healy at a glance
| Healy | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $309,200 | $352,900 | $332,700 |
| Median property tax paid per year | $5,089 | $3,901 | $3,119 |
| Property tax as a share of value | 1.65% | 1.11% | 0.94% |
| Median household income | $125,000 | $92,788 | $80,734 |
| Homes lived in by their owners | 79% | 67% | 65% |
| Owner homes with a mortgage | 55% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $2,177 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 21.6% | 21.0% |
| Median rent | $575 | $1,419 | $1,413 |
| Rent as a share of renters' income | 12.5% | 27.7% | 30.6% |
| Median year homes were built | 1993 | 1986 | 1980 |
| Vacant homes | 51.3% | 17.6% | 10.1% |
| Population | 670 | 735,706 | 334,922,499 |
What a typical home costs per month in Healy
At this week's average 30-year rate of 7.11%, buying the median Healy home of $309,200 with 20% down costs about $2,218 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,733, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $95,057 for the 20%-down payment. That payment is 21% of the median Healy household income of $125,000; at that income and 20% down, the 28% guideline points to a home of about $407,000.
The median rent here is $575 a month, so owning the median home costs about $1,643 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $61,840 |
|---|---|
| Loan amount | $247,360 |
| Principal and interest | $1,664 |
| Property taxes (1.65% a year) | $425 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| PMI | $0 |
| Total per month | $2,218 |
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| Down payment | $10,822 |
|---|---|
| Loan amount | $303,600 |
| Principal and interest | $2,042 |
| Property taxes (1.65% a year) | $425 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| FHA mortgage insurance | $137 |
| Total per month | $2,733 |
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Questions about home buying in Healy
What is the median home value in Healy?
About $309,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Healy?
Homeowners pay a median $5,089 a year, which is about 1.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Healy?
For the median home with 20% down at 7.11%, the payment is about $2,218 a month. Keeping that under 28% of gross income takes about $95,057 a year.
More about Healy
- Mortgage Refinance in Healy
- Debt Relief in Healy
- Home Equity Loans in Healy
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data