The typical owner-occupied home in Fort Klamath is worth about $251,400, 47% below the Oregon median of $477,600 and 24% below the national median of $332,700. 94% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Fort Klamath at a glance
| Fort Klamath | Oregon | U.S. | |
|---|---|---|---|
| Median home value | $251,400 | $477,600 | $332,700 |
| Median property tax paid per year | – | $3,876 | $3,119 |
| Median household income | – | $83,011 | $80,734 |
| Homes lived in by their owners | 94% | 63% | 65% |
| Owner homes with a mortgage | 0% | 65% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,157 | $1,963 |
| Median rent | – | $1,525 | $1,413 |
| Median year homes were built | 1953 | 1981 | 1980 |
| Vacant homes | 38.1% | 7.5% | 10.1% |
| Population | 155 | 4,254,293 | 334,922,499 |
What a typical home costs per month in Fort Klamath
At this week's average 30-year rate of 7.11%, buying the median Fort Klamath home of $251,400 with 20% down costs about $1,688 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,107, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,349 for the 20%-down payment.
| Down payment | $50,280 |
|---|---|
| Loan amount | $201,120 |
| Principal and interest | $1,353 |
| Property taxes (1.10% a year) | $230 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| PMI | $0 |
| Total per month | $1,688 |
Change the numbers in the calculator
| Down payment | $8,799 |
|---|---|
| Loan amount | $246,847 |
| Principal and interest | $1,661 |
| Property taxes (1.10% a year) | $230 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| FHA mortgage insurance | $111 |
| Total per month | $2,107 |
Change the numbers in the calculator
Questions about home buying in Fort Klamath
What is the median home value in Fort Klamath?
About $251,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Fort Klamath?
For the median home with 20% down at 7.11%, the payment is about $1,688 a month. Keeping that under 28% of gross income takes about $72,349 a year.
More about Fort Klamath
- Mortgage Refinance in Fort Klamath
- Debt Relief in Fort Klamath
- Home Equity Loans in Fort Klamath
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data