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Buying a home in Dayville, Oregon

The typical owner-occupied home in Dayville is worth about $220,300, 54% below the Oregon median of $477,600 and 34% below the national median of $332,700. Owners pay a median $1,250 a year in property taxes, about 0.57% of their home's value, lower than the Oregon rate of 0.81%. The median household earns $54,271 a year, so the median home costs 4.1 times the median income (5.8 times for Oregon). 82% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Dayville at a glance

Dayville Oregon U.S.
Median home value $220,300 $477,600 $332,700
Median property tax paid per year $1,250 $3,876 $3,119
Property tax as a share of value 0.57% 0.81% 0.94%
Median household income $54,271 $83,011 $80,734
Homes lived in by their owners 82% 63% 65%
Owner homes with a mortgage 46% 65% 61%
Median monthly costs, owners with a mortgage $1,338 $2,157 $1,963
Those costs as a share of the owners' income 22.5% 22.4% 21.0%
Median rent $1,031 $1,525 $1,413
Rent as a share of renters' income 36.3% 31.3% 30.6%
Median year homes were built 1973 1981 1980
Vacant homes 5.5% 7.5% 10.1%
Population 206 4,254,293 334,922,499

What a typical home costs per month in Dayville

At this week's average 30-year rate of 7.11%, buying the median Dayville home of $220,300 with 20% down costs about $1,382 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,749, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $59,229 for the 20%-down payment. That payment is 31% of the median Dayville household income of $54,271; at that income and 20% down, the 28% guideline points to a home of about $202,000.

The median rent here is $1,031 a month, so owning the median home costs about $351 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$44,060
Loan amount$176,240
Principal and interest$1,186
Property taxes (0.57% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$92
PMI$0
Total per month$1,382

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3.5% down, 30-year FHA loan
Down payment$7,710
Loan amount$216,310
Principal and interest$1,455
Property taxes (0.57% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$92
FHA mortgage insurance$97
Total per month$1,749

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Questions about home buying in Dayville

What is the median home value in Dayville?

About $220,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dayville?

Homeowners pay a median $1,250 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dayville?

For the median home with 20% down at 7.11%, the payment is about $1,382 a month. Keeping that under 28% of gross income takes about $59,229 a year.

More about Dayville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data