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Buying a home in Arlington, Oregon

The typical owner-occupied home in Arlington is worth about $253,300, 47% below the Oregon median of $477,600 and 24% below the national median of $332,700. Owners pay a median $2,021 a year in property taxes, about 0.80% of their home's value, close to the Oregon rate of 0.81%. The median household earns $76,694 a year, so the median home costs 3.3 times the median income (5.8 times for Oregon). 74% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Arlington at a glance

Arlington Oregon U.S.
Median home value $253,300 $477,600 $332,700
Median property tax paid per year $2,021 $3,876 $3,119
Property tax as a share of value 0.80% 0.81% 0.94%
Median household income $76,694 $83,011 $80,734
Homes lived in by their owners 74% 63% 65%
Owner homes with a mortgage 41% 65% 61%
Median monthly costs, owners with a mortgage $1,401 $2,157 $1,963
Those costs as a share of the owners' income 18.4% 22.4% 21.0%
Median rent $1,349 $1,525 $1,413
Rent as a share of renters' income 24.3% 31.3% 30.6%
Median year homes were built 1984 1981 1980
Vacant homes 3.9% 7.5% 10.1%
Population 690 4,254,293 334,922,499

What a typical home costs per month in Arlington

At this week's average 30-year rate of 7.11%, buying the median Arlington home of $253,300 with 20% down costs about $1,638 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,060, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $70,182 for the 20%-down payment. That payment is 26% of the median Arlington household income of $76,694; at that income and 20% down, the 28% guideline points to a home of about $277,000.

The median rent here is $1,349 a month, so owning the median home costs about $289 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$50,660
Loan amount$202,640
Principal and interest$1,363
Property taxes (0.80% a year)$169
Homeowners insurance (our estimate, 0.5% a year)$106
PMI$0
Total per month$1,638

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3.5% down, 30-year FHA loan
Down payment$8,866
Loan amount$248,712
Principal and interest$1,673
Property taxes (0.80% a year)$169
Homeowners insurance (our estimate, 0.5% a year)$106
FHA mortgage insurance$112
Total per month$2,060

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Questions about home buying in Arlington

What is the median home value in Arlington?

About $253,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Arlington?

Homeowners pay a median $2,021 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Arlington?

For the median home with 20% down at 7.11%, the payment is about $1,638 a month. Keeping that under 28% of gross income takes about $70,182 a year.

More about Arlington

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data