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Buying a home in Canyonville, Oregon

The typical owner-occupied home in Canyonville is worth about $229,500, 52% below the Oregon median of $477,600 and 31% below the national median of $332,700. Owners pay a median $1,366 a year in property taxes, about 0.60% of their home's value, lower than the Oregon rate of 0.81%. The median household earns $47,682 a year, so the median home costs 4.8 times the median income (5.8 times for Oregon). 68% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Canyonville at a glance

Canyonville Oregon U.S.
Median home value $229,500 $477,600 $332,700
Median property tax paid per year $1,366 $3,876 $3,119
Property tax as a share of value 0.60% 0.81% 0.94%
Median household income $47,682 $83,011 $80,734
Homes lived in by their owners 68% 63% 65%
Owner homes with a mortgage 48% 65% 61%
Median monthly costs, owners with a mortgage $1,261 $2,157 $1,963
Those costs as a share of the owners' income 26.3% 22.4% 21.0%
Median rent $959 $1,525 $1,413
Rent as a share of renters' income 31.5% 31.3% 30.6%
Median year homes were built 1977 1981 1980
Vacant homes 6.2% 7.5% 10.1%
Population 1,920 4,254,293 334,922,499

What a typical home costs per month in Canyonville

At this week's average 30-year rate of 7.11%, buying the median Canyonville home of $229,500 with 20% down costs about $1,445 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,828, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,949 for the 20%-down payment. That payment is 36% of the median Canyonville household income of $47,682; at that income and 20% down, the 28% guideline points to a home of about $177,000.

The median rent here is $959 a month, so owning the median home costs about $486 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$45,900
Loan amount$183,600
Principal and interest$1,235
Property taxes (0.60% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$96
PMI$0
Total per month$1,445

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3.5% down, 30-year FHA loan
Down payment$8,032
Loan amount$225,343
Principal and interest$1,516
Property taxes (0.60% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$96
FHA mortgage insurance$102
Total per month$1,828

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Questions about home buying in Canyonville

What is the median home value in Canyonville?

About $229,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Canyonville?

Homeowners pay a median $1,366 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Canyonville?

For the median home with 20% down at 7.11%, the payment is about $1,445 a month. Keeping that under 28% of gross income takes about $61,949 a year.

More about Canyonville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data