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Buying a home in Clatskanie, Oregon

The typical owner-occupied home in Clatskanie is worth about $363,900, 24% below the Oregon median of $477,600 and 9% above the national median of $332,700. Owners pay a median $3,003 a year in property taxes, about 0.83% of their home's value, close to the Oregon rate of 0.81%. The median household earns $90,709 a year, so the median home costs 4.0 times the median income (5.8 times for Oregon). 83% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Clatskanie at a glance

Clatskanie Oregon U.S.
Median home value $363,900 $477,600 $332,700
Median property tax paid per year $3,003 $3,876 $3,119
Property tax as a share of value 0.83% 0.81% 0.94%
Median household income $90,709 $83,011 $80,734
Homes lived in by their owners 83% 63% 65%
Owner homes with a mortgage 66% 65% 61%
Median monthly costs, owners with a mortgage $1,931 $2,157 $1,963
Those costs as a share of the owners' income 20.0% 22.4% 21.0%
Median rent $1,017 $1,525 $1,413
Rent as a share of renters' income 49.7% 31.3% 30.6%
Median year homes were built 1977 1981 1980
Vacant homes 7.4% 7.5% 10.1%
Population 2,364 4,254,293 334,922,499

What a typical home costs per month in Clatskanie

At this week's average 30-year rate of 7.11%, buying the median Clatskanie home of $363,900 with 20% down costs about $2,362 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,968, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $101,216 for the 20%-down payment. That payment is 31% of the median Clatskanie household income of $90,709; at that income and 20% down, the 28% guideline points to a home of about $326,000.

The median rent here is $1,017 a month, so owning the median home costs about $1,345 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$72,780
Loan amount$291,120
Principal and interest$1,958
Property taxes (0.83% a year)$252
Homeowners insurance (our estimate, 0.5% a year)$152
PMI$0
Total per month$2,362

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3.5% down, 30-year FHA loan
Down payment$12,736
Loan amount$357,309
Principal and interest$2,404
Property taxes (0.83% a year)$252
Homeowners insurance (our estimate, 0.5% a year)$152
FHA mortgage insurance$161
Total per month$2,968

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Questions about home buying in Clatskanie

What is the median home value in Clatskanie?

About $363,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Clatskanie?

Homeowners pay a median $3,003 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Clatskanie?

For the median home with 20% down at 7.11%, the payment is about $2,362 a month. Keeping that under 28% of gross income takes about $101,216 a year.

More about Clatskanie

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data