The typical owner-occupied home in Mulino is worth about $779,500, 63% above the Oregon median of $477,600 and 2.3 times the national median of $332,700. Owners pay a median $3,591 a year in property taxes, about 0.46% of their home's value, lower than the Oregon rate of 0.81%. The median household earns $108,482 a year, so the median home costs 7.2 times the median income (5.8 times for Oregon). 87% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Mulino at a glance
| Mulino | Oregon | U.S. | |
|---|---|---|---|
| Median home value | $779,500 | $477,600 | $332,700 |
| Median property tax paid per year | $3,591 | $3,876 | $3,119 |
| Property tax as a share of value | 0.46% | 0.81% | 0.94% |
| Median household income | $108,482 | $83,011 | $80,734 |
| Homes lived in by their owners | 87% | 63% | 65% |
| Owner homes with a mortgage | 61% | 65% | 61% |
| Median monthly costs, owners with a mortgage | $2,509 | $2,157 | $1,963 |
| Those costs as a share of the owners' income | 26.9% | 22.4% | 21.0% |
| Median rent | $1,728 | $1,525 | $1,413 |
| Rent as a share of renters' income | 22.4% | 31.3% | 30.6% |
| Median year homes were built | 1977 | 1981 | 1980 |
| Vacant homes | 2.0% | 7.5% | 10.1% |
| Population | 2,229 | 4,254,293 | 334,922,499 |
What a typical home costs per month in Mulino
At this week's average 30-year rate of 7.11%, buying the median Mulino home of $779,500 with 20% down costs about $4,819 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,243, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $206,511 for the 20%-down payment. That payment is 53% of the median Mulino household income of $108,482; at that income and 20% down, the 28% guideline points to a home of about $409,000.
The median rent here is $1,728 a month, so owning the median home costs about $3,091 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $155,900 |
|---|---|
| Loan amount | $623,600 |
| Principal and interest | $4,195 |
| Property taxes (0.46% a year) | $299 |
| Homeowners insurance (our estimate, 0.5% a year) | $325 |
| PMI | $0 |
| Total per month | $4,819 |
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| Down payment | $27,282 |
|---|---|
| Loan amount | $765,381 |
| Principal and interest | $5,149 |
| Property taxes (0.46% a year) | $299 |
| Homeowners insurance (our estimate, 0.5% a year) | $325 |
| FHA mortgage insurance | $470 |
| Total per month | $6,243 |
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Questions about home buying in Mulino
What is the median home value in Mulino?
About $779,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mulino?
Homeowners pay a median $3,591 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mulino?
For the median home with 20% down at 7.11%, the payment is about $4,819 a month. Keeping that under 28% of gross income takes about $206,511 a year.
More about Mulino
- Mortgage Refinance in Mulino
- Debt Relief in Mulino
- Home Equity Loans in Mulino
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data