The typical owner-occupied home in Wrightsville Beach is worth about $1,168,700, 4.0 times the North Carolina median of $288,900 and 3.5 times the national median of $332,700. Owners pay a median $5,781 a year in property taxes, about 0.49% of their home's value, lower than the North Carolina rate of 0.66%. The median household earns $151,563 a year, so the median home costs 7.7 times the median income (4.0 times for North Carolina). 81% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Wrightsville Beach at a glance
| Wrightsville Beach | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $1,168,700 | $288,900 | $332,700 |
| Median property tax paid per year | $5,781 | $1,896 | $3,119 |
| Property tax as a share of value | 0.49% | 0.66% | 0.94% |
| Median household income | $151,563 | $72,388 | $80,734 |
| Homes lived in by their owners | 81% | 67% | 65% |
| Owner homes with a mortgage | 44% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 27.5% | 19.4% | 21.0% |
| Median rent | $2,336 | $1,228 | $1,413 |
| Rent as a share of renters' income | 20.0% | 29.5% | 30.6% |
| Median year homes were built | 1978 | 1991 | 1980 |
| Vacant homes | 54.7% | 12.5% | 10.1% |
| Population | 2,665 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Wrightsville Beach
At this week's average 30-year rate of 7.11%, buying the median Wrightsville Beach home of $1,168,700 with 20% down costs about $7,254 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $9,389, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $310,874 for the 20%-down payment. That payment is 57% of the median Wrightsville Beach household income of $151,563; at that income and 20% down, the 28% guideline points to a home of about $570,000.
The median rent here is $2,336 a month, so owning the median home costs about $4,918 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $233,740 |
|---|---|
| Loan amount | $934,960 |
| Principal and interest | $6,290 |
| Property taxes (0.49% a year) | $477 |
| Homeowners insurance (our estimate, 0.5% a year) | $487 |
| PMI | $0 |
| Total per month | $7,254 |
Change the numbers in the calculator
| Down payment | $40,904 |
|---|---|
| Loan amount | $1,147,532 |
| Principal and interest | $7,720 |
| Property taxes (0.49% a year) | $477 |
| Homeowners insurance (our estimate, 0.5% a year) | $487 |
| FHA mortgage insurance | $705 |
| Total per month | $9,389 |
Change the numbers in the calculator
Questions about home buying in Wrightsville Beach
What is the median home value in Wrightsville Beach?
About $1,168,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wrightsville Beach?
Homeowners pay a median $5,781 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wrightsville Beach?
For the median home with 20% down at 7.11%, the payment is about $7,254 a month. Keeping that under 28% of gross income takes about $310,874 a year.
More about Wrightsville Beach
- Mortgage Refinance in Wrightsville Beach
- Debt Relief in Wrightsville Beach
- Home Equity Loans in Wrightsville Beach
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data