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Buying a home in Crouse, North Carolina

The typical owner-occupied home in Crouse is worth about $212,300, 27% below the North Carolina median of $288,900 and 36% below the national median of $332,700. Owners pay a median $497 a year in property taxes, about 0.23% of their home's value, lower than the North Carolina rate of 0.66%. 100% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.

Crouse at a glance

Crouse North Carolina U.S.
Median home value $212,300 $288,900 $332,700
Median property tax paid per year $497 $1,896 $3,119
Property tax as a share of value 0.23% 0.66% 0.94%
Median household income – $72,388 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 86% 61% 61%
Median monthly costs, owners with a mortgage $1,143 $1,631 $1,963
Those costs as a share of the owners' income 31.9% 19.4% 21.0%
Median rent – $1,228 $1,413
Median year homes were built 1956 1991 1980
Vacant homes 0.0% 12.5% 10.1%
Population 408 10,730,404 334,922,499

What a typical home costs per month in Crouse

At this week's average 30-year rate of 7.11%, buying the median Crouse home of $212,300 with 20% down costs about $1,272 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,625, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,500 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$42,460
Loan amount$169,840
Principal and interest$1,143
Property taxes (0.23% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$88
PMI$0
Total per month$1,272

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3.5% down, 30-year FHA loan
Down payment$7,430
Loan amount$208,455
Principal and interest$1,402
Property taxes (0.23% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$88
FHA mortgage insurance$94
Total per month$1,625

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Questions about home buying in Crouse

What is the median home value in Crouse?

About $212,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crouse?

Homeowners pay a median $497 a year, which is about 0.23% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crouse?

For the median home with 20% down at 7.11%, the payment is about $1,272 a month. Keeping that under 28% of gross income takes about $54,500 a year.

More about Crouse

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data