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Buying a home in Como, North Carolina

The typical owner-occupied home in Como is worth about $106,300, 63% below the North Carolina median of $288,900 and 68% below the national median of $332,700. Owners pay a median $1,600 a year in property taxes, about 1.51% of their home's value, higher than the North Carolina rate of 0.66%. 76% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.

Como at a glance

Como North Carolina U.S.
Median home value $106,300 $288,900 $332,700
Median property tax paid per year $1,600 $1,896 $3,119
Property tax as a share of value 1.51% 0.66% 0.94%
Median household income – $72,388 $80,734
Homes lived in by their owners 76% 67% 65%
Owner homes with a mortgage 74% 61% 61%
Median monthly costs, owners with a mortgage – $1,631 $1,963
Those costs as a share of the owners' income 16.4% 19.4% 21.0%
Median rent – $1,228 $1,413
Median year homes were built 1938 1991 1980
Vacant homes 14.1% 12.5% 10.1%
Population 123 10,730,404 334,922,499

What a typical home costs per month in Como

At this week's average 30-year rate of 7.11%, buying the median Como home of $106,300 with 20% down costs about $750 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $927, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,148 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$21,260
Loan amount$85,040
Principal and interest$572
Property taxes (1.51% a year)$134
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$750

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3.5% down, 30-year FHA loan
Down payment$3,720
Loan amount$104,375
Principal and interest$702
Property taxes (1.51% a year)$134
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$47
Total per month$927

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Questions about home buying in Como

What is the median home value in Como?

About $106,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Como?

Homeowners pay a median $1,600 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Como?

For the median home with 20% down at 7.11%, the payment is about $750 a month. Keeping that under 28% of gross income takes about $32,148 a year.

More about Como

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data