The typical owner-occupied home in Hollister is worth about $158,400, 45% below the North Carolina median of $288,900 and 52% below the national median of $332,700. Owners pay a median $1,043 a year in property taxes, about 0.66% of their home's value, close to the North Carolina rate of 0.66%. The median household earns $55,938 a year, so the median home costs 2.8 times the median income (4.0 times for North Carolina). 79% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.
Hollister at a glance
| Hollister | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $158,400 | $288,900 | $332,700 |
| Median property tax paid per year | $1,043 | $1,896 | $3,119 |
| Property tax as a share of value | 0.66% | 0.66% | 0.94% |
| Median household income | $55,938 | $72,388 | $80,734 |
| Homes lived in by their owners | 79% | 67% | 65% |
| Owner homes with a mortgage | 33% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,242 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 25.8% | 19.4% | 21.0% |
| Median rent | $767 | $1,228 | $1,413 |
| Rent as a share of renters' income | 29.5% | 29.5% | 30.6% |
| Median year homes were built | 1989 | 1991 | 1980 |
| Vacant homes | 24.6% | 12.5% | 10.1% |
| Population | 819 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Hollister
At this week's average 30-year rate of 7.11%, buying the median Hollister home of $158,400 with 20% down costs about $1,006 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,269, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,096 for the 20%-down payment. That payment is 22% of the median Hollister household income of $55,938; at that income and 20% down, the 28% guideline points to a home of about $206,000.
The median rent here is $767 a month, so owning the median home costs about $239 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,680 |
|---|---|
| Loan amount | $126,720 |
| Principal and interest | $852 |
| Property taxes (0.66% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,006 |
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| Down payment | $5,544 |
|---|---|
| Loan amount | $155,531 |
| Principal and interest | $1,046 |
| Property taxes (0.66% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,269 |
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Questions about home buying in Hollister
What is the median home value in Hollister?
About $158,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hollister?
Homeowners pay a median $1,043 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hollister?
For the median home with 20% down at 7.11%, the payment is about $1,006 a month. Keeping that under 28% of gross income takes about $43,096 a year.
More about Hollister
- Mortgage Refinance in Hollister
- Debt Relief in Hollister
- Home Equity Loans in Hollister
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data