The typical owner-occupied home in Robbinsville is worth about $26,800, 91% below the North Carolina median of $288,900 and 92% below the national median of $332,700. The median household earns $17,802 a year, so the median home costs 1.5 times the median income (4.0 times for North Carolina). 41% of occupied homes here are lived in by their owners, and 3% of those owners still have a mortgage.
Robbinsville at a glance
| Robbinsville | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $26,800 | $288,900 | $332,700 |
| Median property tax paid per year | – | $1,896 | $3,119 |
| Median household income | $17,802 | $72,388 | $80,734 |
| Homes lived in by their owners | 41% | 67% | 65% |
| Owner homes with a mortgage | 3% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,631 | $1,963 |
| Median rent | $364 | $1,228 | $1,413 |
| Rent as a share of renters' income | 30.9% | 29.5% | 30.6% |
| Median year homes were built | 1984 | 1991 | 1980 |
| Vacant homes | 13.7% | 12.5% | 10.1% |
| Population | 577 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Robbinsville
At this week's average 30-year rate of 7.11%, buying the median Robbinsville home of $26,800 with 20% down costs about $180 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $225, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $7,713 for the 20%-down payment. That payment is 12% of the median Robbinsville household income of $17,802; at that income and 20% down, the 28% guideline points to a home of about $62,000.
The median rent here is $364 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $5,360 |
|---|---|
| Loan amount | $21,440 |
| Principal and interest | $144 |
| Property taxes (1.10% a year) | $25 |
| Homeowners insurance (our estimate, 0.5% a year) | $11 |
| PMI | $0 |
| Total per month | $180 |
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| Down payment | $938 |
|---|---|
| Loan amount | $26,315 |
| Principal and interest | $177 |
| Property taxes (1.10% a year) | $25 |
| Homeowners insurance (our estimate, 0.5% a year) | $11 |
| FHA mortgage insurance | $12 |
| Total per month | $225 |
Change the numbers in the calculator
Questions about home buying in Robbinsville
What is the median home value in Robbinsville?
About $26,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Robbinsville?
For the median home with 20% down at 7.11%, the payment is about $180 a month. Keeping that under 28% of gross income takes about $7,713 a year.
More about Robbinsville
- Mortgage Refinance in Robbinsville
- Debt Relief in Robbinsville
- Home Equity Loans in Robbinsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data