The typical owner-occupied home in Clemmons is worth about $335,800, 16% above the North Carolina median of $288,900 and about the same as the national median of $332,700. Owners pay a median $2,304 a year in property taxes, about 0.69% of their home's value, close to the North Carolina rate of 0.66%. The median household earns $87,655 a year, so the median home costs 3.8 times the median income (4.0 times for North Carolina). 76% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Clemmons at a glance
| Clemmons | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $335,800 | $288,900 | $332,700 |
| Median property tax paid per year | $2,304 | $1,896 | $3,119 |
| Property tax as a share of value | 0.69% | 0.66% | 0.94% |
| Median household income | $87,655 | $72,388 | $80,734 |
| Homes lived in by their owners | 76% | 67% | 65% |
| Owner homes with a mortgage | 62% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,713 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 19.4% | 21.0% |
| Median rent | $1,269 | $1,228 | $1,413 |
| Rent as a share of renters' income | 29.0% | 29.5% | 30.6% |
| Median year homes were built | 1994 | 1991 | 1980 |
| Vacant homes | 5.7% | 12.5% | 10.1% |
| Population | 21,871 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Clemmons
At this week's average 30-year rate of 7.11%, buying the median Clemmons home of $335,800 with 20% down costs about $2,140 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,700, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $91,721 for the 20%-down payment. That payment is 29% of the median Clemmons household income of $87,655; at that income and 20% down, the 28% guideline points to a home of about $321,000.
The median rent here is $1,269 a month, so owning the median home costs about $871 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $67,160 |
|---|---|
| Loan amount | $268,640 |
| Principal and interest | $1,807 |
| Property taxes (0.69% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $140 |
| PMI | $0 |
| Total per month | $2,140 |
Change the numbers in the calculator
| Down payment | $11,753 |
|---|---|
| Loan amount | $329,718 |
| Principal and interest | $2,218 |
| Property taxes (0.69% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $140 |
| FHA mortgage insurance | $149 |
| Total per month | $2,700 |
Change the numbers in the calculator
Questions about home buying in Clemmons
What is the median home value in Clemmons?
About $335,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clemmons?
Homeowners pay a median $2,304 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clemmons?
For the median home with 20% down at 7.11%, the payment is about $2,140 a month. Keeping that under 28% of gross income takes about $91,721 a year.
More about Clemmons
- Mortgage Refinance in Clemmons
- Debt Relief in Clemmons
- Home Equity Loans in Clemmons
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data