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Buying a home in Beulaville, North Carolina

The typical owner-occupied home in Beulaville is worth about $147,000, 49% below the North Carolina median of $288,900 and 56% below the national median of $332,700. Owners pay a median $1,261 a year in property taxes, about 0.86% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $37,188 a year, so the median home costs 4.0 times the median income (4.0 times for North Carolina). 55% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Beulaville at a glance

Beulaville North Carolina U.S.
Median home value $147,000 $288,900 $332,700
Median property tax paid per year $1,261 $1,896 $3,119
Property tax as a share of value 0.86% 0.66% 0.94%
Median household income $37,188 $72,388 $80,734
Homes lived in by their owners 55% 67% 65%
Owner homes with a mortgage 56% 61% 61%
Median monthly costs, owners with a mortgage $986 $1,631 $1,963
Those costs as a share of the owners' income 19.3% 19.4% 21.0%
Median rent $644 $1,228 $1,413
Rent as a share of renters' income 29.3% 29.5% 30.6%
Median year homes were built 1987 1991 1980
Vacant homes 13.5% 12.5% 10.1%
Population 1,307 10,730,404 334,922,499

What a typical home costs per month in Beulaville

At this week's average 30-year rate of 7.11%, buying the median Beulaville home of $147,000 with 20% down costs about $958 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,203, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,044 for the 20%-down payment. That payment is 31% of the median Beulaville household income of $37,188; at that income and 20% down, the 28% guideline points to a home of about $133,000.

The median rent here is $644 a month, so owning the median home costs about $314 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$29,400
Loan amount$117,600
Principal and interest$791
Property taxes (0.86% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$61
PMI$0
Total per month$958

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3.5% down, 30-year FHA loan
Down payment$5,145
Loan amount$144,337
Principal and interest$971
Property taxes (0.86% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$61
FHA mortgage insurance$65
Total per month$1,203

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Questions about home buying in Beulaville

What is the median home value in Beulaville?

About $147,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Beulaville?

Homeowners pay a median $1,261 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Beulaville?

For the median home with 20% down at 7.11%, the payment is about $958 a month. Keeping that under 28% of gross income takes about $41,044 a year.

More about Beulaville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data