Home / Home Buying by state / North Carolina / Cherokee County / Marble

Buying a home in Marble, North Carolina

The typical owner-occupied home in Marble is worth about $193,800, 33% below the North Carolina median of $288,900 and 42% below the national median of $332,700. Owners pay a median $1,329 a year in property taxes, about 0.69% of their home's value, close to the North Carolina rate of 0.66%. The median household earns $71,836 a year, so the median home costs 2.7 times the median income (4.0 times for North Carolina). 82% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Marble at a glance

Marble North Carolina U.S.
Median home value $193,800 $288,900 $332,700
Median property tax paid per year $1,329 $1,896 $3,119
Property tax as a share of value 0.69% 0.66% 0.94%
Median household income $71,836 $72,388 $80,734
Homes lived in by their owners 82% 67% 65%
Owner homes with a mortgage 43% 61% 61%
Median monthly costs, owners with a mortgage – $1,631 $1,963
Those costs as a share of the owners' income 20.0% 19.4% 21.0%
Median rent $946 $1,228 $1,413
Rent as a share of renters' income 17.7% 29.5% 30.6%
Median year homes were built 1970 1991 1980
Vacant homes 29.4% 12.5% 10.1%
Population 472 10,730,404 334,922,499

What a typical home costs per month in Marble

At this week's average 30-year rate of 7.11%, buying the median Marble home of $193,800 with 20% down costs about $1,235 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,558, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,935 for the 20%-down payment. That payment is 21% of the median Marble household income of $71,836; at that income and 20% down, the 28% guideline points to a home of about $263,000.

The median rent here is $946 a month, so owning the median home costs about $289 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$38,760
Loan amount$155,040
Principal and interest$1,043
Property taxes (0.69% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$81
PMI$0
Total per month$1,235

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$6,783
Loan amount$190,290
Principal and interest$1,280
Property taxes (0.69% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$81
FHA mortgage insurance$86
Total per month$1,558

Change the numbers in the calculator

Questions about home buying in Marble

What is the median home value in Marble?

About $193,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Marble?

Homeowners pay a median $1,329 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Marble?

For the median home with 20% down at 7.11%, the payment is about $1,235 a month. Keeping that under 28% of gross income takes about $52,935 a year.

More about Marble

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data