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Buying a home in Marshallberg, North Carolina

The typical owner-occupied home in Marshallberg is worth about $219,400, 24% below the North Carolina median of $288,900 and 34% below the national median of $332,700. Owners pay a median $1,197 a year in property taxes, about 0.55% of their home's value, lower than the North Carolina rate of 0.66%. The median household earns $88,438 a year, so the median home costs 2.5 times the median income (4.0 times for North Carolina). 84% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Marshallberg at a glance

Marshallberg North Carolina U.S.
Median home value $219,400 $288,900 $332,700
Median property tax paid per year $1,197 $1,896 $3,119
Property tax as a share of value 0.55% 0.66% 0.94%
Median household income $88,438 $72,388 $80,734
Homes lived in by their owners 84% 67% 65%
Owner homes with a mortgage 49% 61% 61%
Median monthly costs, owners with a mortgage $1,688 $1,631 $1,963
Those costs as a share of the owners' income 17.5% 19.4% 21.0%
Median rent – $1,228 $1,413
Median year homes were built 1981 1991 1980
Vacant homes 54.1% 12.5% 10.1%
Population 398 10,730,404 334,922,499

What a typical home costs per month in Marshallberg

At this week's average 30-year rate of 7.11%, buying the median Marshallberg home of $219,400 with 20% down costs about $1,373 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,738, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,830 for the 20%-down payment. That payment is 19% of the median Marshallberg household income of $88,438; at that income and 20% down, the 28% guideline points to a home of about $330,000.

20% down, 30-year conventional loan
Down payment$43,880
Loan amount$175,520
Principal and interest$1,181
Property taxes (0.55% a year)$101
Homeowners insurance (our estimate, 0.5% a year)$91
PMI$0
Total per month$1,373

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3.5% down, 30-year FHA loan
Down payment$7,679
Loan amount$215,426
Principal and interest$1,449
Property taxes (0.55% a year)$101
Homeowners insurance (our estimate, 0.5% a year)$91
FHA mortgage insurance$97
Total per month$1,738

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Questions about home buying in Marshallberg

What is the median home value in Marshallberg?

About $219,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Marshallberg?

Homeowners pay a median $1,197 a year, which is about 0.55% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Marshallberg?

For the median home with 20% down at 7.11%, the payment is about $1,373 a month. Keeping that under 28% of gross income takes about $58,830 a year.

More about Marshallberg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data