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Buying a home in Bladenboro, North Carolina

The typical owner-occupied home in Bladenboro is worth about $99,500, 66% below the North Carolina median of $288,900 and 70% below the national median of $332,700. Owners pay a median $1,266 a year in property taxes, about 1.27% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $52,337 a year, so the median home costs 1.9 times the median income (4.0 times for North Carolina). 47% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Bladenboro at a glance

Bladenboro North Carolina U.S.
Median home value $99,500 $288,900 $332,700
Median property tax paid per year $1,266 $1,896 $3,119
Property tax as a share of value 1.27% 0.66% 0.94%
Median household income $52,337 $72,388 $80,734
Homes lived in by their owners 47% 67% 65%
Owner homes with a mortgage 37% 61% 61%
Median monthly costs, owners with a mortgage $1,127 $1,631 $1,963
Those costs as a share of the owners' income 19.0% 19.4% 21.0%
Median rent $655 $1,228 $1,413
Rent as a share of renters' income 23.6% 29.5% 30.6%
Median year homes were built 1972 1991 1980
Vacant homes 8.8% 12.5% 10.1%
Population 2,249 10,730,404 334,922,499

What a typical home costs per month in Bladenboro

At this week's average 30-year rate of 7.11%, buying the median Bladenboro home of $99,500 with 20% down costs about $682 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $848, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,238 for the 20%-down payment. That payment is 16% of the median Bladenboro household income of $52,337; at that income and 20% down, the 28% guideline points to a home of about $178,000.

The median rent here is $655 a month, so owning the median home costs about $27 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$19,900
Loan amount$79,600
Principal and interest$535
Property taxes (1.27% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$41
PMI$0
Total per month$682

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3.5% down, 30-year FHA loan
Down payment$3,482
Loan amount$97,698
Principal and interest$657
Property taxes (1.27% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$41
FHA mortgage insurance$44
Total per month$848

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Questions about home buying in Bladenboro

What is the median home value in Bladenboro?

About $99,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bladenboro?

Homeowners pay a median $1,266 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bladenboro?

For the median home with 20% down at 7.11%, the payment is about $682 a month. Keeping that under 28% of gross income takes about $29,238 a year.

More about Bladenboro

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data