The typical owner-occupied home in Mcintosh is worth about $168,500, 32% below the New Mexico median of $248,100 and 49% below the national median of $332,700. Owners pay a median $798 a year in property taxes, about 0.47% of their home's value, lower than the New Mexico rate of 0.70%. The median household earns $56,566 a year, so the median home costs 3.0 times the median income (3.9 times for New Mexico). 87% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Mcintosh at a glance
| Mcintosh | New Mexico | U.S. | |
|---|---|---|---|
| Median home value | $168,500 | $248,100 | $332,700 |
| Median property tax paid per year | $798 | $1,731 | $3,119 |
| Property tax as a share of value | 0.47% | 0.70% | 0.94% |
| Median household income | $56,566 | $64,059 | $80,734 |
| Homes lived in by their owners | 87% | 70% | 65% |
| Owner homes with a mortgage | 54% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,634 | $1,564 | $1,963 |
| Those costs as a share of the owners' income | 41.0% | 20.6% | 21.0% |
| Median rent | – | $1,067 | $1,413 |
| Median year homes were built | 1988 | 1985 | 1980 |
| Vacant homes | 13.9% | 12.5% | 10.1% |
| Population | 1,943 | 2,120,246 | 334,922,499 |
What a typical home costs per month in Mcintosh
At this week's average 30-year rate of 7.11%, buying the median Mcintosh home of $168,500 with 20% down costs about $1,043 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,324, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,700 for the 20%-down payment. That payment is 22% of the median Mcintosh household income of $56,566; at that income and 20% down, the 28% guideline points to a home of about $213,000.
| Down payment | $33,700 |
|---|---|
| Loan amount | $134,800 |
| Principal and interest | $907 |
| Property taxes (0.47% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,043 |
Change the numbers in the calculator
| Down payment | $5,898 |
|---|---|
| Loan amount | $165,448 |
| Principal and interest | $1,113 |
| Property taxes (0.47% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $75 |
| Total per month | $1,324 |
Change the numbers in the calculator
Questions about home buying in Mcintosh
What is the median home value in Mcintosh?
About $168,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mcintosh?
Homeowners pay a median $798 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mcintosh?
For the median home with 20% down at 7.11%, the payment is about $1,043 a month. Keeping that under 28% of gross income takes about $44,700 a year.
More about Mcintosh
- Mortgage Refinance in Mcintosh
- Debt Relief in Mcintosh
- Home Equity Loans in Mcintosh
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data