The typical owner-occupied home in Isleta is worth about $159,000, 36% below the New Mexico median of $248,100 and 52% below the national median of $332,700. 91% of occupied homes here are lived in by their owners, and 5% of those owners still have a mortgage.
Isleta at a glance
| Isleta | New Mexico | U.S. | |
|---|---|---|---|
| Median home value | $159,000 | $248,100 | $332,700 |
| Median property tax paid per year | – | $1,731 | $3,119 |
| Median household income | – | $64,059 | $80,734 |
| Homes lived in by their owners | 91% | 70% | 65% |
| Owner homes with a mortgage | 5% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,564 | $1,963 |
| Median rent | – | $1,067 | $1,413 |
| Median year homes were built | 1982 | 1985 | 1980 |
| Vacant homes | 22.4% | 12.5% | 10.1% |
| Population | 1,043 | 2,120,246 | 334,922,499 |
What a typical home costs per month in Isleta
At this week's average 30-year rate of 7.11%, buying the median Isleta home of $159,000 with 20% down costs about $1,068 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,333, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,758 for the 20%-down payment.
| Down payment | $31,800 |
|---|---|
| Loan amount | $127,200 |
| Principal and interest | $856 |
| Property taxes (1.10% a year) | $146 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,068 |
Change the numbers in the calculator
| Down payment | $5,565 |
|---|---|
| Loan amount | $156,120 |
| Principal and interest | $1,050 |
| Property taxes (1.10% a year) | $146 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,333 |
Change the numbers in the calculator
Questions about home buying in Isleta
What is the median home value in Isleta?
About $159,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Isleta?
For the median home with 20% down at 7.11%, the payment is about $1,068 a month. Keeping that under 28% of gross income takes about $45,758 a year.
More about Isleta
- Mortgage Refinance in Isleta
- Debt Relief in Isleta
- Home Equity Loans in Isleta
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data