The typical owner-occupied home in Beach Haven is worth about $1,472,200, 3.2 times the New Jersey median of $454,400 and 4.4 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.68% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $144,167 a year, so the median home costs 10.2 times the median income (4.4 times for New Jersey). 89% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Beach Haven at a glance
| Beach Haven | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $1,472,200 | $454,400 | $332,700 |
| Median property tax paid per year | $10,001 | $9,590 | $3,119 |
| Property tax as a share of value | 0.68% | 2.11% | 0.94% |
| Median household income | $144,167 | $103,556 | $80,734 |
| Homes lived in by their owners | 89% | 64% | 65% |
| Owner homes with a mortgage | 42% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 30.3% | 22.9% | 21.0% |
| Median rent | $2,071 | $1,720 | $1,413 |
| Rent as a share of renters' income | 24.5% | 30.9% | 30.6% |
| Median year homes were built | 1980 | 1970 | 1980 |
| Vacant homes | 80.8% | 7.5% | 10.1% |
| Population | 1,055 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Beach Haven
At this week's average 30-year rate of 7.11%, buying the median Beach Haven home of $1,472,200 with 20% down costs about $9,371 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $12,060, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $401,594 for the 20%-down payment. That payment is 78% of the median Beach Haven household income of $144,167; at that income and 20% down, the 28% guideline points to a home of about $528,000.
The median rent here is $2,071 a month, so owning the median home costs about $7,300 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $294,440 |
|---|---|
| Loan amount | $1,177,760 |
| Principal and interest | $7,923 |
| Property taxes (0.68% a year) | $834 |
| Homeowners insurance (our estimate, 0.5% a year) | $613 |
| PMI | $0 |
| Total per month | $9,371 |
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| Down payment | $51,527 |
|---|---|
| Loan amount | $1,445,535 |
| Principal and interest | $9,724 |
| Property taxes (0.68% a year) | $834 |
| Homeowners insurance (our estimate, 0.5% a year) | $613 |
| FHA mortgage insurance | $888 |
| Total per month | $12,060 |
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Questions about home buying in Beach Haven
What is the median home value in Beach Haven?
About $1,472,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Beach Haven?
Homeowners pay a median $10,001 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Beach Haven?
For the median home with 20% down at 7.11%, the payment is about $9,371 a month. Keeping that under 28% of gross income takes about $401,594 a year.
More about Beach Haven
- Mortgage Refinance in Beach Haven
- Debt Relief in Beach Haven
- Home Equity Loans in Beach Haven
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data