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Buying a home in Pottersville, New Jersey

The typical owner-occupied home in Pottersville is worth about $680,100, 50% above the New Jersey median of $454,400 and 2.0 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.47% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $171,801 a year, so the median home costs 4.0 times the median income (4.4 times for New Jersey). 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.

Pottersville at a glance

Pottersville New Jersey U.S.
Median home value $680,100 $454,400 $332,700
Median property tax paid per year $10,001 $9,590 $3,119
Property tax as a share of value 1.47% 2.11% 0.94%
Median household income $171,801 $103,556 $80,734
Homes lived in by their owners 100% 64% 65%
Owner homes with a mortgage 100% 64% 61%
Median monthly costs, owners with a mortgage $3,317 $2,829 $1,963
Those costs as a share of the owners' income 21.8% 22.9% 21.0%
Median rent – $1,720 $1,413
Median year homes were built 1993 1970 1980
Vacant homes 0.0% 7.5% 10.1%
Population 245 9,343,809 334,922,499

What a typical home costs per month in Pottersville

At this week's average 30-year rate of 7.11%, buying the median Pottersville home of $680,100 with 20% down costs about $4,777 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,910, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $204,710 for the 20%-down payment. That payment is 33% of the median Pottersville household income of $171,801; at that income and 20% down, the 28% guideline points to a home of about $571,000.

20% down, 30-year conventional loan
Down payment$136,020
Loan amount$544,080
Principal and interest$3,660
Property taxes (1.47% a year)$833
Homeowners insurance (our estimate, 0.5% a year)$283
PMI$0
Total per month$4,777

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3.5% down, 30-year FHA loan
Down payment$23,804
Loan amount$667,782
Principal and interest$4,492
Property taxes (1.47% a year)$833
Homeowners insurance (our estimate, 0.5% a year)$283
FHA mortgage insurance$301
Total per month$5,910

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Questions about home buying in Pottersville

What is the median home value in Pottersville?

About $680,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pottersville?

Homeowners pay a median $10,001 a year, which is about 1.47% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pottersville?

For the median home with 20% down at 7.11%, the payment is about $4,777 a month. Keeping that under 28% of gross income takes about $204,710 a year.

More about Pottersville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data