The typical owner-occupied home in Secaucus is worth about $571,900, 26% above the New Jersey median of $454,400 and 72% above the national median of $332,700. Owners pay a median $7,540 a year in property taxes, about 1.32% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $139,821 a year, so the median home costs 4.1 times the median income (4.4 times for New Jersey). 51% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Secaucus at a glance
| Secaucus | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $571,900 | $454,400 | $332,700 |
| Median property tax paid per year | $7,540 | $9,590 | $3,119 |
| Property tax as a share of value | 1.32% | 2.11% | 0.94% |
| Median household income | $139,821 | $103,556 | $80,734 |
| Homes lived in by their owners | 51% | 64% | 65% |
| Owner homes with a mortgage | 65% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $3,314 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 22.9% | 21.0% |
| Median rent | $2,391 | $1,720 | $1,413 |
| Rent as a share of renters' income | 24.8% | 30.9% | 30.6% |
| Median year homes were built | 1981 | 1970 | 1980 |
| Vacant homes | 6.3% | 7.5% | 10.1% |
| Population | 21,778 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Secaucus
At this week's average 30-year rate of 7.11%, buying the median Secaucus home of $571,900 with 20% down costs about $3,945 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,898, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $169,078 for the 20%-down payment. That payment is 34% of the median Secaucus household income of $139,821; at that income and 20% down, the 28% guideline points to a home of about $473,000.
The median rent here is $2,391 a month, so owning the median home costs about $1,554 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $114,380 |
|---|---|
| Loan amount | $457,520 |
| Principal and interest | $3,078 |
| Property taxes (1.32% a year) | $629 |
| Homeowners insurance (our estimate, 0.5% a year) | $238 |
| PMI | $0 |
| Total per month | $3,945 |
Change the numbers in the calculator
| Down payment | $20,016 |
|---|---|
| Loan amount | $561,541 |
| Principal and interest | $3,778 |
| Property taxes (1.32% a year) | $629 |
| Homeowners insurance (our estimate, 0.5% a year) | $238 |
| FHA mortgage insurance | $253 |
| Total per month | $4,898 |
Change the numbers in the calculator
Questions about home buying in Secaucus
What is the median home value in Secaucus?
About $571,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Secaucus?
Homeowners pay a median $7,540 a year, which is about 1.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Secaucus?
For the median home with 20% down at 7.11%, the payment is about $3,945 a month. Keeping that under 28% of gross income takes about $169,078 a year.
More about Secaucus
- Mortgage Refinance in Secaucus
- Debt Relief in Secaucus
- Home Equity Loans in Secaucus
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data